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Valuable to those running
a business and also for completing complex income tax returns.
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An audit is more than a legal requirement it is also a useful took for business owners and managers.
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Many people
turn to self-employment or starting a business to make a living,
although this path is strewn with pitfalls for the unwary.
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All banks offer customers a combined cash and debit
card which are widely used and accepted throughout Spain.
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Spain
has a widely respected financial consumer's association called
AUSBANC.
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There
are numerous purpose built conference centres and exhibition
centres in Andalucia.
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Information
on using Spanish and international credit cards in Spain.
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Debt consolidation is often a possible solution for people who find themselves overwhelmed with loan payments that come with a whole range of interest rates and commissions.
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There
are numerous purpose built conference centres and exhibition
centres in Andalucia.
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There
are a number of Independent Financial Advisers (IFA's) in
Southern Spain, who provide financial planning services on
either a time and cost or a commission basis.
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Gibraltar's
economy revolves primarily around shipping, tourism, finance,
offshore betting and telecommunications, including Internet.
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There
is a multitude of opportunities to invest in Spain.
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Seeking
employment in Spain is not easy, particularly outside the
major cities where unemployment is high.
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If you
are buying property in Spain, investing, starting a business
or making a will, you should employ the services of a lawyer.
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A "letra"
is a rather curious document that allows you to write cheques.
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Local, national and international banks offer mortgages throughout Andalucia to both Spanish citizens and expatriates from countries around the world.
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There
are many transactions, such as the purchase of land, that
the law requires that they be witnessed by a Notary.
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Offshore investing is a highly attractive option for
expatriate residents in Andalucia.
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Offshore
investment is a particular attraction in Andalucia due to
its proximity to Gibraltar.
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The word
"pagaré" in Spanish means literally "I
will pay".
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There
are various legal and professional advisors in Spain that
you may need if you purchase property or decide to become
a resident.
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The process
by which one registers a financial complaint in Andalucía.
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An overview
plus information on services such as, accounts, credit cards,
transfers, charges.
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Standing
orders - or an official arrangement whereby your bank automatically
pays a given bill each month - are an important form of payment
in Spain.
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A list
of some of the more important trade fairs that take place
each year in Andalucia.
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Offshore
trusts and companies have in the past been used to structure
individuals in a tax-efficient way or for inheritance reasons.
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