Search found 216 matches

by Paddy Pumpkin
Sat Mar 16, 2019 9:42 pm
Forum: You & the Law in Spain
Topic: Bank account commission in Spain to be capped at €3 a month
Replies: 8
Views: 239

Re: Bank account commission in Spain to be capped at €3 a month

of course if you want a statement from 15 years ago or go overdrawn it will cost you. However there are several banks throughout Europe who offer totally free day to day banking (without minimum lodgements, balances or card usage criteria). The one that is most useful to Spanish residents who desire...
by Paddy Pumpkin
Sun Mar 10, 2019 11:26 am
Forum: General
Topic: non resident car owners
Replies: 20
Views: 804

Re: non resident car owners

At the risk of sounding a very rude The original question was "Is there any way I can get the hacienda to confirm I am tax resident? Or do I just try again in a few months after I complete my first tax return?" So from the above replies I assume the answer is ....No...you have to wait and ...
by Paddy Pumpkin
Sat Mar 09, 2019 11:23 pm
Forum: General
Topic: non resident car owners
Replies: 20
Views: 804

Re: non resident car owners

If that were true then I could never complete a tax return and never pay tax here.

Or say I had no income (just capital) then I would never have to file a tax return.
by Paddy Pumpkin
Sat Mar 09, 2019 6:25 pm
Forum: General
Topic: non resident car owners
Replies: 20
Views: 804

Re: non resident car owners

Going off on a tangent but the above link mentions "You first need to check your tax-payer status with the Tax Authority" I am guessing that means apply for a tax residency certificate? or is there another way? I moved to Spain permanently in late 2017 (NIE and resident card etc all done i...
by Paddy Pumpkin
Tue Mar 05, 2019 7:29 pm
Forum: Travel, Tourism & Destinations
Topic: 6 month Car hire - Malaga
Replies: 6
Views: 398

Re: 6 month Car hire - Malaga

You can't. The law in Spain forbids rental over 28 or 30 days, you have to lease the car...it gets taxed differently so hire car companies don't offer it.

You will have to rent for 1 month at a time and return it and get a new car every month.
by Paddy Pumpkin
Tue Mar 05, 2019 7:26 pm
Forum: Living in Andalucia
Topic: UK driving licences valid in Spain?
Replies: 33
Views: 2972

Re: UK driving licences valid in Spain?

I was talking to one of my staff yesterday about this. I dont know where the information comes from, so dont quote me. He was telling me that post march 29, spanish residents with uk licences will have 6 months to change to a spanish licence, and then after that if they are stopped, they will be tr...
by Paddy Pumpkin
Wed Feb 27, 2019 11:01 pm
Forum: Cars, Bikes & Motoring
Topic: annual car rental excess insurance
Replies: 6
Views: 663

Re: annual car rental excess insurance

https://www.insurance4carhire.com/europ ... -insurance

Have a look at an annual policy

Coverage for residents of the UK, The Netherlands, France, Spain, Italy, Republic of Ireland, Sweden or Germany.
by Paddy Pumpkin
Sun Feb 24, 2019 7:37 pm
Forum: Cars, Bikes & Motoring
Topic: Having a car to use in UK
Replies: 8
Views: 662

Re: Having a car to use in UK

Not answering your question, but I had a similar situation I tried a few years back. It was much cheaper to rent everytime I went back. When you factor in servicing, repairs, tax, insurance, mot, storage (airport parking or airport transfer) and depreciation it was easily as expensive. Also everytim...
by Paddy Pumpkin
Fri Feb 22, 2019 12:56 pm
Forum: You & the Law in Spain
Topic: Clave Pin Problems
Replies: 0
Views: 389

Clave Pin Problems

Here is the link to the instructions for using Clave PIN https://www.agenciatributaria.es/AEAT.internet/Inicio/Ayuda/_comp_Consultas_informaticas/Categorias/Firma_digital__certificado_o_DNIe__y_sistema_Cl_ve_PIN/Ayuda_tecnica___Cl_ve_PIN/Como_registrarse_en_Cl_ve_PIN/Registro_por_internet_con_CSV/Re...
by Paddy Pumpkin
Wed Feb 20, 2019 9:55 am
Forum: General
Topic: Cosumer protection/dispute reolution
Replies: 21
Views: 1799

Re: Cosumer protection/dispute reolution

Faults in consumer law also mean that the goods are fit for purpose As I said above faults are subjective as the definition of fit for purpose can be vague. The onus is on the seller in the first six months to prove that the goods were fit for purpose. In your case the purpose was to use by a certai...
by Paddy Pumpkin
Mon Feb 18, 2019 11:16 pm
Forum: Living in Andalucia
Topic: La Caixa bank transfers
Replies: 2
Views: 454

Re: La Caixa bank transfers

How are they trying to instruct the transfer from Caixa? Via internet banking (which will have a relatively small daily limit) or via another method? Do they hold an account with Currency Fair? Is the account they are transfering to in their own name or is it the Currency Fair account held at anothe...
by Paddy Pumpkin
Sun Feb 17, 2019 9:09 pm
Forum: General
Topic: Cosumer protection/dispute reolution
Replies: 21
Views: 1799

Re: Cosumer protection/dispute reolution

There is another sneaky route you can try. In Spain if goods are less than 6 months old and they are 'faulty' then the retailer has to prove that they are not faulty. In other words the burden of proof falls on the retailer. It might be more time than it is worth for Tien 21 to try to prove there is...
by Paddy Pumpkin
Sun Feb 17, 2019 12:28 pm
Forum: General
Topic: non resident car owners
Replies: 20
Views: 804

Re: non resident car owners

Most insurance companies stipulate that the driver must have a licence that is valid in Spain. That would include UK licences after Brexit, possibly with an IDP. Sid When I took out my policy with Linea Direct I specifically enquired about Australian licence for visiting family (even with IDP)... t...
by Paddy Pumpkin
Sat Feb 16, 2019 8:47 pm
Forum: General
Topic: non resident car owners
Replies: 20
Views: 804

Re: non resident car owners

Be aware some car insurance companies will only let EU licence holders drive the car, who knows what they will say about UK livence holders post Brexit. So if you do take out insurance make sure they allow non EU licenced drivers to drive the car
by Paddy Pumpkin
Sat Feb 16, 2019 8:43 pm
Forum: Travel, Tourism & Destinations
Topic: Teba
Replies: 8
Views: 505

Re: Teba

https://es.m.wikipedia.org/wiki/Teba

Population 4,000 give or take
In 2013 there was 107 immigrants living there, of which 48% where from the UK

It is 1 hour drive from Malaga Airport
by Paddy Pumpkin
Wed Feb 13, 2019 4:12 am
Forum: Moving to Andalucia
Topic: Obtaining Residency in Spain from another country outside the EU
Replies: 2
Views: 424

Re: Obtaining Residency in Spain from another country outside the EU

I am an Eu passport holder but was living in Asia prior to moving to Spain. I still hold my residency card for the other country and renewed it in December as I still spend a few months per year there. The only point where my previous residency was noted was on the padron at the town hall. They aske...
by Paddy Pumpkin
Wed Feb 13, 2019 4:02 am
Forum: Cars, Bikes & Motoring
Topic: Exchanging UK driving Licence for a Spanish one
Replies: 53
Views: 10415

Re: Exchanging UK driving Licence for a Spanish one

yes, but if you are resident anywhere other than the uk, you shouldnt technically have a uk driving licence, so a visa wouldnt be needed. Leaving Brexit aside...the above statement is not correct. You can live anywhere in the EU with a UK licence you do not need to exchange your licence to your cou...
by Paddy Pumpkin
Sun Feb 10, 2019 12:27 pm
Forum: Cars, Bikes & Motoring
Topic: Exchanging UK driving Licence for a Spanish one
Replies: 53
Views: 10415

Re: Exchanging UK driving Licence for a Spanish one

N332 facebook page had a post from someone who's UK licence was exchanged to Spanish, but they only received 1 year validity on their new Spanish licence

https://www.facebook.com/DrivingSpain/p ... 4807663204
by Paddy Pumpkin
Sat Feb 09, 2019 7:58 pm
Forum: Living in Andalucia
Topic: fee-free bank account
Replies: 21
Views: 2281

Re: fee-free bank account

Santander do an online account that appears to be free, via their online subsidiary open bank

https://www.openbank.es/en/current-acco ... apse--2512

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