Search found 964 matches

by scotty
Sat Dec 01, 2018 7:21 pm
Forum: You & the Law in Spain
Topic: Life Assurance
Replies: 3
Views: 486

Re: Life Assurance

You are looking for "Level Term assurance" joint life first death policy.
by scotty
Sat Dec 01, 2018 7:10 pm
Forum: DIY, Pools & Home Improvement
Topic: Endesa air conditioning
Replies: 13
Views: 736

Re: Endesa air conditioning

This is not helpful. We have had a place in Spain for six years and so far we have not had any problems with Endesa's service. Well after eleven years paying them by direct debit they cancelled the mandate and returned to manual cash payment. Pain in the ass . . . . . I have just managed to set up ...
by scotty
Mon Nov 26, 2018 10:51 pm
Forum: Living in Andalucia
Topic: Mortgage Insurance - alternatives?
Replies: 6
Views: 528

Re: Mortgage Insurance - alternatives?

I was a life broker for 35 years. What you want (if cost is important) is "Decreasing Term Assurance". So the death benefit reduces in line with your balance each year. Next up price wise is "Level Term Assurance" where the cover remains at the amount borrowed for the full term. ...
by scotty
Sun Oct 28, 2018 3:48 pm
Forum: Cars, Bikes & Motoring
Topic: How to value a car - in storage for 12 years.
Replies: 14
Views: 1446

Re: How to value a car - in storage for 12 years.

Is it a convertible or hardtop ? Also is it in Spain or UK ? Prices will differ.
by scotty
Thu Oct 18, 2018 4:27 pm
Forum: Cars, Bikes & Motoring
Topic: motor bike cover
Replies: 4
Views: 1370

Re: motor bike cover

by scotty
Thu Oct 18, 2018 4:21 pm
Forum: Moving to Andalucia
Topic: purchase fees
Replies: 22
Views: 3157

Re: purchase fees

You are paying the estate agents commission ? Don't think that's normal.
by scotty
Fri Sep 14, 2018 11:05 pm
Forum: Cars, Bikes & Motoring
Topic: Accident with hired car
Replies: 3
Views: 1370

Re: Accident with hired car

Who's the rental company ?
by scotty
Mon Aug 27, 2018 2:19 pm
Forum: General
Topic: High Interest Bonds
Replies: 12
Views: 2342

Re: High Interest Bonds

If it was legit the governments would invest in it . So run as fast as your legs will carry you.
by scotty
Thu Aug 23, 2018 11:27 pm
Forum: Health, Beauty, Fitness & Sport
Topic: Málaga hospital appointments
Replies: 5
Views: 1504

Re: Málaga hospital appointments

Can you go private ?
by scotty
Wed Aug 15, 2018 8:32 pm
Forum: You & the Law in Spain
Topic: Finding a will . . . . . . . .
Replies: 8
Views: 2213

Re: Finding a will . . . . . . . .

She was back in Ireland for the last four years of her life. She was never a "resident" in Spain.
by scotty
Wed Aug 15, 2018 1:49 pm
Forum: You & the Law in Spain
Topic: Finding a will . . . . . . . .
Replies: 8
Views: 2213

Re: Finding a will . . . . . . . .

Our community Abogado has said we need my mothers passport. We dont have one as she died at age 98 and it had expired years earlier and was destroyed. Also needed is her death cert (translated into Spanish) from Ireland. So lets see how this goes . . . . . .
by scotty
Thu Aug 09, 2018 9:19 am
Forum: Living in Andalucia
Topic: Topless in Marbella and Puerto Banus
Replies: 15
Views: 2421

Re: Topless in Marbella and Puerto Banus

I reckon this is aimed at the Hen/Stag groups. These groups have cased problems in Dublin so I can understand the Marbella Town Hall's new rules.
by scotty
Sat Aug 04, 2018 9:44 am
Forum: You & the Law in Spain
Topic: Finding a will . . . . . . . .
Replies: 8
Views: 2213

Re: Finding a will . . . . . . . .

Thanks Beachcomber.
by scotty
Fri Aug 03, 2018 8:10 pm
Forum: You & the Law in Spain
Topic: Finding a will . . . . . . . .
Replies: 8
Views: 2213

Finding a will . . . . . . . .

If someone has made a will in Spain with a solicitor......... Can it be traced ? Is there a central register ? I need to see if my relative left a Spanish will. Thanks.
by scotty
Sun Jul 29, 2018 3:32 pm
Forum: Travel, Tourism & Destinations
Topic: Ryanair industrial action July
Replies: 153
Views: 23585

Re: Ryanair industrial action July

Good news . . . . . i have heard rumblings of Michael O Leary being pushed off the plank by corporate shareholders.
by scotty
Wed Jun 20, 2018 10:15 am
Forum: You & the Law in Spain
Topic: A right to a view
Replies: 8
Views: 2824

Re: A right to a view

A good friend of mine always said "If you want a view then buy it" in other words if there is an empty field in front of you then buy it.
by scotty
Tue May 22, 2018 8:15 pm
Forum: Health, Beauty, Fitness & Sport
Topic: reduction in OTC at chemists
Replies: 15
Views: 5344

Re: reduction in OTC at chemists

I wonder will BP medication (Amlodopine) etc go the same way ?
by scotty
Wed Apr 18, 2018 10:02 am
Forum: Living in Andalucia
Topic: Where would you advertise house sale.
Replies: 12
Views: 1688

Re: Where would you advertise house sale.

Get a pay as you go phone and use that number to take calls. As said above at least anyone calling it will have seen it's location. DOn't be afraid of selling without an agent, you don't need one. Put up the Se Vende sign.
by scotty
Sat Apr 14, 2018 8:49 pm
Forum: Living in Andalucia
Topic: Where would you advertise house sale.
Replies: 12
Views: 1688

Re: Where would you advertise house sale.

Hi Marios, last year I decided to sell and listed my property with Premier Marbella. I've known the owner Patrick since 1993 and he's a really good agent and an honest guy. All the agents use an aggregator site (it scrapes all their ads onto one site ) so you have all properties on the CDS listed by...

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