Search found 1520 matches

by Free at Last
Wed Aug 21, 2019 2:53 pm
Forum: Moving to Andalucia
Topic: Sold the house in Andalucia. Here's how it went.
Replies: 67
Views: 593

Re: Sold the house in Andalucia. Here's how it went.

Hi FAL, sounds like yours was indeed a perfect sale with no troubles to speak of.......perfect. As you also say it felt right for us too giving a lot of our belongings to charity rather than unwanted haggling and bartering. As you may know my OH is lawyer here in the UK and although she is often cr...
by Free at Last
Wed Aug 21, 2019 12:22 pm
Forum: Moving to Andalucia
Topic: Sold the house in Andalucia. Here's how it went.
Replies: 67
Views: 593

Re: Sold the house in Andalucia. Here's how it went.

We were dreading having to cope with timewasters or obnoxious people when we decided to sell, but I think we were lucky because we only had 4 viewings in total and they were all nice, polite people. We sold the house furnished (the agent came and took more photographs to tally with the inventory of ...
by Free at Last
Wed Aug 21, 2019 11:06 am
Forum: Moving to Andalucia
Topic: Sold the house in Andalucia. Here's how it went.
Replies: 67
Views: 593

Re: Sold the house in Andalucia. Here's how it went.

I agree that owners need to be realistic about asking prices, but I also think that sometimes agents seem to prefer a fast sale albeit with less commission. When we sold in 2017 the agent advised an asking price 25% lower than what I thought it was worth, having kept a close eye on sales in the surr...
by Free at Last
Mon Aug 19, 2019 7:33 pm
Forum: Moving to Andalucia
Topic: Sold the house in Andalucia. Here's how it went.
Replies: 67
Views: 593

Re: Sold the house in Andalucia. Here's how it went.

A friend who sold her house in April 2018 has just been refunded the 3% retention against CGT - only a year and four months since the claim was submitted by her gestor! She was advised to keep her non resident bank account open until both that and the plus valia refund she had applied for (and which...
by Free at Last
Sun Aug 18, 2019 10:07 am
Forum: Health, Beauty, Fitness & Sport
Topic: Hospital Comarcal - good? Or go Private?
Replies: 12
Views: 305

Re: Hospital Comarcal - good? Or go Private?

It's the cuadro medico of your insurance company you would need to check, surely, to see which clinics/doctors are included?
by Free at Last
Mon Jul 29, 2019 9:59 am
Forum: You & the Law in Spain
Topic: Evidence for adding girlfriend to padron - no rent paid, no bills
Replies: 8
Views: 540

Re: Evidence for adding girlfriend to padron - no rent paid, no bills

jhonie99 wrote:U not pareja de hecho? If yes, that suffices.


In our municipality, even being married does not suffice. I own 100% of our property, and when we moved to our new address and went to update the padron in 2017, I had to sign a form confirming that my husband had my permission to live there.
by Free at Last
Sun Jul 28, 2019 2:27 pm
Forum: Travel, Tourism & Destinations
Topic: madrid malaga train
Replies: 13
Views: 1551

Re: madrid malaga train

I have just noticed from the Renfe website that they say the meal service to individual seats in Preferente on AVE services has now been scrapped. They claim this has made Preferente tickets cheaper, but I probably wouldn't bother to pay the extra over Turista now.
by Free at Last
Wed Jul 24, 2019 12:33 pm
Forum: Living in Andalucia
Topic: IKEA Malaga
Replies: 12
Views: 648

Re: IKEA Malaga

We bought a couple of wardrobes, a chest of drawers and a bookcase from them a couple of years ago, and paid for their delivery and assembly service. We had no problems with delivery (although they did arrive at the very end of the delivery slot we'd been given). One of the items turned out to be fa...
by Free at Last
Sun May 26, 2019 12:51 pm
Forum: You & the Law in Spain
Topic: Paying Renta Tax Bill in Cash at the bank
Replies: 20
Views: 883

Re: Paying Renta Tax Bill in Cash at the bank

The payment was taken out of my account on 2 July last year (paid in total, not split into two instalments). I don't know if you can pay from someone else's account.
by Free at Last
Sun May 26, 2019 10:16 am
Forum: Living in Andalucia
Topic: Capital gains question
Replies: 6
Views: 330

Re: Capital gains question

Do make sure you get a certificate of fiscal residence from AEAT before the sale is completed, to avoid having 3% of the sale price retained against CGT liability and having to claim it back. In my experience the certificate takes at least 2 weeks to arrive once applied for, so don't leave it until ...
by Free at Last
Sun May 19, 2019 6:25 pm
Forum: You & the Law in Spain
Topic: Paying Renta Tax Bill in Cash at the bank
Replies: 20
Views: 883

Re: Paying Renta Tax Bill in Cash at the bank

I paid my plus valia in May 2017 at a branch of Santander (not my own bank, which wasn't on the list). It was over €4k so I asked if it would be a problem to pay in cash, given the legal limits on cash transactions, but they said not. But as I said, that was to the Ayuntamiento not AEAT. Banks also ...
by Free at Last
Sun May 19, 2019 6:03 pm
Forum: You & the Law in Spain
Topic: Paying Renta Tax Bill in Cash at the bank
Replies: 20
Views: 883

Re: Paying Renta Tax Bill in Cash at the bank

0
I didn't suggest it wasn't, katy. I was replying to the OP who asked if you could pay bills at any bank.
by Free at Last
Sun May 19, 2019 4:59 pm
Forum: You & the Law in Spain
Topic: Paying Renta Tax Bill in Cash at the bank
Replies: 20
Views: 883

Re: Paying Renta Tax Bill in Cash at the bank

Bills which are payable in cash (IBI or utility bills, for example) have a list of banks where you can pay printed on them - you can't pay them at just any bank. I paid the plus valia in cash when I sold my house, but of course that was payable to the Ayuntamiento, not the AEAT. I don't know if you ...
by Free at Last
Wed May 15, 2019 8:36 am
Forum: Living in Andalucia
Topic: INSS Cita Previa
Replies: 3
Views: 511

Re: INSS Cita Previa

When we moved in October 2017, the administrator at the Centro de Salud did change our address on their system, but also told us to go to the TGSS on Av. ToréToré in Torre del Mar (not the INSS in Vélez-Málaga) for them to change it as well. We did not need a cita previa at that time, but that may h...
by Free at Last
Sat May 11, 2019 2:17 pm
Forum: Living in Andalucia
Topic: notification from bank re NIE renewal
Replies: 16
Views: 1238

Re: notification from bank re NIE renewal

No, neither my husband nor I have.
by Free at Last
Sat May 11, 2019 1:48 pm
Forum: Living in Andalucia
Topic: notification from bank re NIE renewal
Replies: 16
Views: 1238

Re: notification from bank re NIE renewal

There is an official stamp on mine, in blue ink, with the signature of the issuing officer across it, but no mention of an expiry date, it's just the stamp of the Comisaria de Policia Nacional where it was issued.
by Free at Last
Sat May 11, 2019 1:38 pm
Forum: Living in Andalucia
Topic: notification from bank re NIE renewal
Replies: 16
Views: 1238

Re: notification from bank re NIE renewal

I don't think it's right, either. I got my NIE in 2003 and it doesn't have an expiry date.
by Free at Last
Thu May 09, 2019 5:56 pm
Forum: Living in Andalucia
Topic: Possible error on Modelo 100 tax return
Replies: 40
Views: 7457

Re: Possible error on Modelo 100 tax return

You don't need a digital signature to complete your own tax return online, Lavanda, nor a PIN Cl@ave. It can be done by obtaining a reference number via the AEAT website (there has been another very recent thread about how to do that, I'm sure), as long as you have a copy of last year's return so yo...
by Free at Last
Sat May 04, 2019 9:01 am
Forum: You & the Law in Spain
Topic: Land registry/notary/ Registro de Propiedad,
Replies: 16
Views: 829

Re: Land registry/notary/ Registro de Propied,

Be warned, sometimes it is busy because you get staff from lawyers' or notaries' offices going in with a whole stack of things to be processed and it can take a long time. The one good thing I will say is that I could pay the fee for the nota simple there and then in cash, not the usual nonsense of ...
by Free at Last
Sat May 04, 2019 8:42 am
Forum: You & the Law in Spain
Topic: Land registry/notary/ Registro de Propiedad,
Replies: 16
Views: 829

Re: Land registry/notary/ Registro de Propied,

I've never had to register a rental contract, but have been to the Vélez office 4 times to get nota simples. I didn't need cita previas to do that, they have someone working on a reception desk to attend to the public. The most recent occasion was in 2017.

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