Search found 1466 matches

by Free at Last
Thu Oct 04, 2018 7:16 pm
Forum: Living in Andalucia
Topic: 2018 IBI Bills - Vélez-Málaga
Replies: 12
Views: 856

Re: 2018 IBI Bills - Vélez-Málaga

Thanks, Gerry - I got home this evening after a few days to find mine in the letterbox, so not sure exactly when it arrived but at least it's here now. Amount is the same as last year so no nasty surprises and it's stamped Domiciliado so my lawyer did her job right in setting up the new direct debit.
by Free at Last
Fri Sep 21, 2018 7:30 pm
Forum: Moving to Andalucia
Topic: Residence Registration No Healthcare
Replies: 20
Views: 1729

Re: Residence Registration No Healthcare

Yes, their limit for funding "prosthetics" which include biological and artificial heart valves as well as things like new hip and knee joints is €2,000. If you need one which costs more than that, they don't pay the €2k and leave you to fund the rest, you have to pay the whole sum yoursel...
by Free at Last
Fri Sep 21, 2018 5:56 pm
Forum: Moving to Andalucia
Topic: Residence Registration No Healthcare
Replies: 20
Views: 1729

Re: Residence Registration No Healthcare

Which company was that? Sid Prevision Medica. I took out insurance with them originally (nearly 9 years ago now) because I saw recommendations from you and some other forum members at the time, so thank you for that! But as you know, they only provide cover in Málaga province and parts of Córdoba a...
by Free at Last
Fri Sep 21, 2018 5:02 pm
Forum: Moving to Andalucia
Topic: Residence Registration No Healthcare
Replies: 20
Views: 1729

Re: Residence Registration No Healthcare

I was surprised by that, too. My insurance has paid out for open heart surgery plus 8 days in intensive care, 3 nights in a normal hospital room, and all the pre-operative and post-operative consultations and tests this year, for a current monthly premium of €64. The premiums are guaranteed to incre...
by Free at Last
Mon Sep 17, 2018 11:49 am
Forum: Living in Andalucia
Topic: 2018 IBI Bills - Vélez-Málaga
Replies: 12
Views: 856

Re: 2018 IBI Bills - Vélez-Málaga

I still haven't received mine. nor had payment taken from my bank account.
by Free at Last
Sat Sep 15, 2018 1:28 pm
Forum: Health, Beauty, Fitness & Sport
Topic: Annual health check
Replies: 7
Views: 310

Re: Annual health check

I've had my blood pressure checked at two local farmacias, and they did not charge in either of them.
by Free at Last
Thu Aug 30, 2018 3:20 pm
Forum: Living in Andalucia
Topic: 2018 IBI Bills - Vélez-Málaga
Replies: 12
Views: 856

Re: 2018 IBI Bills - Vélez-Málaga

gerryh wrote:I pay mine by direct debit usually in October. But I usually get a bill via post before now to say how much I will be paying.
So, not received mine as yet.
Cheers
Gerry


Thank you, Gerry. I'll put off calling into the Patronato de Recaudación office to ask why I haven't had a bill yet, then.
by Free at Last
Wed Aug 29, 2018 7:57 pm
Forum: Living in Andalucia
Topic: 2018 IBI Bills - Vélez-Málaga
Replies: 12
Views: 856

2018 IBI Bills - Vélez-Málaga

Has anyone who lives in the Vélez-Málaga municipality received their 2018 IBI bill yet? I am due to get a bill for the first time for this property and my lawyer assured me that she had arranged for it to be sent to me, but nothing has arrived yet and it seems rather late compared to previous years.
by Free at Last
Tue Aug 14, 2018 10:39 am
Forum: Living in Andalucia
Topic: Air Conditioning fitted
Replies: 23
Views: 2141

Re: Air Conditioning fitted

I was told that aircon fitters will not usually fit shop bought ones as we looked into that. We have Fujitsu which we are really pleased with. Installed last autumn and we used them all winter for heating and very efficient (they are A++ rated). Our electricity bills were lower than when we used el...
by Free at Last
Fri Aug 10, 2018 2:57 pm
Forum: Living in Andalucia
Topic: Sabadel national bank transfer fees.
Replies: 10
Views: 1148

Re: Sabadel national bank transfer fees.

This sets out how Currency Fair's charging structure works. They do definitely still have a flat transfer fee of €3 per transaction (I use them too, btw, and have always found their service excellent).

https://www.currencyfair.com/how-it-wor ... ange-fees/
by Free at Last
Wed Jun 20, 2018 9:46 am
Forum: You & the Law in Spain
Topic: Padron renewed every 5 years
Replies: 24
Views: 5266

Re: Padron renewed every 5 years

When I moved last year, I just went to the Oficina Atención del Cliente of our Ayuntamiento and changed my details to the new address. You'll need to take a copy of your escritura or rental contract for your new address, plus your passport and resident certificate. No need to pay your lawyer to to d...
by Free at Last
Wed May 23, 2018 9:35 am
Forum: Moving to Andalucia
Topic: buying
Replies: 20
Views: 4601

Re: buying

It used to be, before the property crash. A property might have been on the market for a year, not sold, but at the start of the following year the vendor would still put the asking price up rather than reducing it! It used to amuse me as it was so much the opposite to the UK. When we were looking f...
by Free at Last
Mon May 21, 2018 5:36 pm
Forum: General
Topic: Ryanair Flights & Entering Passport Information
Replies: 64
Views: 26256

Re: Ryanair Flights & Entering Passport Information

Yes, that's right.
by Free at Last
Mon May 21, 2018 1:34 pm
Forum: Moving to Andalucia
Topic: Thinking of buying in Andalucia...
Replies: 32
Views: 4134

Re: Thinking of buying in Andalucia...

I'm keen to hear of any issues you encountered when buying - what went wrong (and what would you do differently, if there were a next time). On more mundane items; how easy is to organise electric, gas and water? I am assuming it's a more painful process than in the UK? I bought a house in Spain in...
by Free at Last
Mon May 21, 2018 8:09 am
Forum: General
Topic: Ryanair Flights & Entering Passport Information
Replies: 64
Views: 26256

Re: Ryanair Flights & Entering Passport Information

I have already paid for priority boarding but still haven't the option of inputting API information, does this mean that 2 months before I can input my info without paying anything extra ? As I said with Primera you can input your API info months before and you DON'T have to pay for priority boardi...
by Free at Last
Sat May 19, 2018 11:53 am
Forum: General
Topic: Ryanair Flights & Entering Passport Information
Replies: 64
Views: 26256

Re: Ryanair Flights & Entering Passport Information

I have found out that it can be entered whilst checking in online but as we have cases to check in at the airport surely we will have to enter this beforehand online? I have always believed that online check in is for people with hand luggage only so they can check in at the airport quickly without...
by Free at Last
Sun May 13, 2018 12:31 pm
Forum: Living in Andalucia
Topic: judiciary
Replies: 5
Views: 2648

Re: judiciary

They do exist - we have one here in Vélez-Málaga, which is the administrative capital of the Axarquia area. There's a list here of where all the Juzgados in Málaga province can be found, and you could use the site to locate them anywhere in Spain, if you were that interested. http://www.poderjudicia...
by Free at Last
Fri Apr 27, 2018 6:45 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 5387

Re: Responsibility for Payment of IBI

Of course, I actually have no idea (and no way of finding out, other than by asking her) whether she ever did pay it - and frankly, I don't care, either! Several years ago, we bought a property from non-resident sellers, and it never occurred to us to retain & pay the PV on their behalf - we as...
by Free at Last
Fri Apr 27, 2018 6:41 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 5387

Re: Responsibility for Payment of IBI

If it has to be reclaimed, I wouldn't hold my breath. Town Halls appear to be a bit of a law unto themselves (making up their own, and often totally disregarding actual laws). I'm sure that just like everything else, different Ayuntamientos will be dealing with the question of plus valia not having...
by Free at Last
Fri Apr 27, 2018 6:12 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 5387

Re: Responsibility for Payment of IBI

Unfortunately, Maureen, that link doesn't seem to work. I've found a Spanish legal article which mentions the Real Decreto Len refers to - but it also confirms that in the case of a non-resident vendor, the buyer (or their lawyer) retains the plus valia amount at the time of sale. https://www.todoex...

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