Search found 3222 matches

by Miro
Mon May 14, 2018 4:58 pm
Forum: Living in Andalucia
Topic: judiciary
Replies: 5
Views: 262

Re: judiciary

Torremolinos has about three courts - all in what outwardly appear to be regular office blocks. The only clue really is the uniforms on the door. I had the misfortune to have to attend one a few years ago as a witness to a serious assault. The initial witness statement was taken in one of these offi...
by Miro
Mon May 14, 2018 4:53 pm
Forum: You & the Law in Spain
Topic: Taxation of ETFs and Investment funds in Spain
Replies: 5
Views: 179

Re: Taxation of ETFs and Investment funds in Spain

Good luck with finding an answer to that one! Ask two tax "experts", and you'll get three answers. Chances are a Spanish accountant will have no idea what an ETF is; an English speaking one in Spain will probably have no idea how they're treated. My inclination would be to simply treat the...
by Miro
Mon May 14, 2018 4:49 pm
Forum: Moving to Andalucia
Topic: Getting Residency
Replies: 7
Views: 277

Re: Getting Residency

Presumably she's been relying on her EHIC for emergency health care so far? And just paying privately as and when needing a GP? Not sure I understand the "why should I?" attitude when it's your own health at stake - unless she's young enough to still believe she'll never get sick! Gasman's...
by Miro
Fri May 11, 2018 5:19 pm
Forum: Animals & Pets
Topic: 2 Lovers and 1 Hater..!
Replies: 5
Views: 265

Re: 2 Lovers and 1 Hater..!

Our (Spanish) moggie absoutely loves an oral gel product stocked by her (Spanish) vet called U*Vita: https://uranovet.com/en/u-vita/ Doesn't appear to be available in the UK. She hates the malt product they do. They also have it for dogs. We stocked up before leaving last year, and still have a supp...
by Miro
Tue May 08, 2018 3:06 pm
Forum: Moving to Andalucia
Topic: Buying a property as part of a syndicate
Replies: 24
Views: 427

Re: Buying a property as part of a syndicate

Are both of you saying buying a second home in Spain...is not a sound investment? I appreciate no one can predict how the property market will perform, but as a long term investment it seems to have worked for people in the past. Benny. You're right. I'm not interested in an investment.... Seems to...
by Miro
Thu May 03, 2018 12:21 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1386

Re: Responsibility for Payment of IBI

Thanks for the honest answer! If we ever get our 3% back, I'll feel vindicated, but the longer we wait, the more I feel we should perhaps have done as you did and chanced it. It was the capital gain on the property sale (on paper) that made me concerned that if we didn't subsequently file a tax retu...
by Miro
Sun Apr 29, 2018 7:05 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1386

Re: Responsibility for Payment of IBI

Just out of interest, WH, did you sell as residents or non-residents? If as non-residents, did you reclaim the 3% by reinvesting your sale proceeds in the UK? If as residents, did you then have to file IRPFs for 2015? Or did you do what we probably should have done - sell as residents (no 3% retenti...
by Miro
Fri Apr 27, 2018 7:05 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1386

Re: Responsibility for Payment of IBI

Agreed, but I was referring to any PV that the owners prior to us may have owed - I know they owned the property for about 20 years. As for the 3% retention - for reasons that I won't go into again here, we actually sold as non-resdients, and therefore 3% was retained by the buyer and duly paid to H...
by Miro
Fri Apr 27, 2018 6:31 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1386

Re: Responsibility for Payment of IBI

I would agree with that. I think maybe the issue of who is liable may have been confused with the recent law about not being charged plus valia in the event of selling at a loss. We did ask at our town hall about "who pays" (literally) the plus valia when the seller is non-resident (since ...
by Miro
Fri Apr 27, 2018 5:04 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1386

Re: Responsibility for Payment of IBI

(...if it had to be paid and then reclaimed it will obviously take longer). That's because fairly recently the Spanish courts ruled that it was illegal for plus valia to be charged if the property was sold for less than the amount paid for it. If it has to be reclaimed, I wouldn't hold my breath. T...
by Miro
Wed Apr 25, 2018 2:57 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1386

Re: Responsibility for Payment of IBI

Good luck with that!!
I don't actually think it's got anything to do with fiscal residency, but I do think the chances of a town hall chasing a non-resident overseas are low, and they're more likely to chase the new owner, saying they should have retained the amount due from the seller.
by Miro
Tue Apr 24, 2018 7:01 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1386

Re: Responsibility for Payment of IBI

In 20 years in Spain I have always understood that the registered owner on January 1st is liable for the bill for the entire year (even though this made no sense, I just figured, that's Spain!) With every property we've bought and sold, including the last one we sold in May last year, we've gone by ...
by Miro
Wed Apr 18, 2018 5:52 pm
Forum: Living in Andalucia
Topic: Where would you advertise house sale.
Replies: 12
Views: 742

Re: Where would you advertise house sale.

Like I said, every property is different. I guess a "track" in the campo, no matter how busy, relatively speaking, is not going to have quite the same passing traffic/visibility as a town centre apartment on the second floor! Having said that, I would imagine the local "corredor"...
by Miro
Wed Apr 18, 2018 12:34 am
Forum: Living in Andalucia
Topic: Where would you advertise house sale.
Replies: 12
Views: 742

Re: Where would you advertise house sale.

Not quite sure I understand what you mean about the difference in cost (to what?) It's true, you do get an awful lot of timewasters - dreamers, nosy neighbours, just plain idiots who have no idea of market prices - but anyone who rings at least knows the location, which is more than can be said for ...
by Miro
Mon Apr 16, 2018 11:50 pm
Forum: Living in Andalucia
Topic: Where would you advertise house sale.
Replies: 12
Views: 742

Re: Where would you advertise house sale.

I think it depends very much on the type of property and especially the location: is it residential/vacation, urban/campo, old/new, mainly Spanish or more foreign owners? etc. etc. Our place was a modern (2003) 2/2 apartment in a small town centre block that appeals to either permanent residents or ...
by Miro
Sat Apr 14, 2018 11:12 am
Forum: You & the Law in Spain
Topic: Premium bond prizes taxation
Replies: 6
Views: 498

Re: Premium bond prizes taxation

I always declared the winnings as income/interest. (Is there are differentiation?) Unfortunately (I guess) it never really made any significant difference to my tax. I never lost sleep over what I would do when the million came up: I'd be gone so fast, Hacienda wouldn't see me for dust!! (I did alwa...
by Miro
Tue Apr 10, 2018 3:55 pm
Forum: Living in Andalucia
Topic: Health care in Almeria / Andalucia
Replies: 6
Views: 587

Re: Health care in Almeria / Andalucia

Just curious - if you are not already registered as residents, how did you get your son into "mainstream" school? Or is it a private school?
by Miro
Tue Apr 10, 2018 3:12 pm
Forum: Living in Andalucia
Topic: Applying for Residency
Replies: 27
Views: 1055

Re: Applying for Tax Residency

Sorry but two different advisors either gave wrong info, or you misunderstood. Being a UK passport holder does not in itself require tax residency. "Residency", or more correctly, registration at the police station is the first part of the process. Registration on the padrón (census) shoul...
by Miro
Tue Apr 10, 2018 12:23 pm
Forum: Living in Andalucia
Topic: Applying for Residency
Replies: 27
Views: 1055

Re: Applying for Tax Residency

Strictly speaking, if you intend to remain in Spain more than three months you are supposed to register on the foreign residents register (for EU nationals; you don't actually get "residencia" anymore). And the experiences of others prove that yes, the requirements literally do depend on w...
by Miro
Sun Apr 08, 2018 7:17 pm
Forum: Cars, Bikes & Motoring
Topic: Buying car from other EU country
Replies: 13
Views: 666

Re: Buying car from other EU country

As I suggested on the other thread you posted on, you should really check the cost of shipping first - unless you just fancy the drive for the drive's sake, it will probably cost you far more than simply using a freight company. If on the other hand you are in the market for a Spanish reg car for fu...

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