Search found 3234 matches

by Miro
Mon Jun 18, 2018 9:27 pm
Forum: General
Topic: Balay
Replies: 20
Views: 399

Re: Balay

Never having used a dishwasher, I have no idea - can you use antical tablets in them, like in a washing machine? We had all Balay appliances fitted in our apartment when it was new in 2003 (including a dishwasher which still had the original polystyrene packing inside when we sold the place last yea...
by Miro
Sun Jun 17, 2018 4:59 pm
Forum: General
Topic: Temporary healthcare in UK
Replies: 15
Views: 259

Re: Temporary healthcare in UK

Ahhh.....! I must admit I was utterly confused by that statement (made twice); I read it to mean Unicorn was planning to de-register. Adding that one little word completely changes the meaning.
by Miro
Sun Jun 17, 2018 2:14 pm
Forum: General
Topic: Temporary healthcare in UK
Replies: 15
Views: 259

Re: Temporary healthcare in UK

Still don't understand: why will you take yourself off the social security? If you do that, you surely won't get free healthcare anymore, in Spain or anywhere else?
by Miro
Sun Jun 17, 2018 10:43 am
Forum: General
Topic: Temporary healthcare in UK
Replies: 15
Views: 259

Re: Temporary healthcare in UK

You are entitled to one - but with conditions, because you're not contributing to the Spanish (or any other) social security. Not all EU countries are as (generous/lax) as the UK; yes, it's a pain in the butt having to go to INSS each time, but that's the price of free healthcare. If you want more f...
by Miro
Sun Jun 17, 2018 9:43 am
Forum: General
Topic: Temporary healthcare in UK
Replies: 15
Views: 259

Re: Temporary healthcare in UK

You are eligible for a ehic from Spain - you just won't get a plastic card, and you'll only get max. 3 months cover outside Spain per year. See my previous post
by Miro
Sat Jun 16, 2018 12:41 am
Forum: General
Topic: Temporary healthcare in UK
Replies: 15
Views: 259

Re: Temporary healthcare in UK

Go to your local INSS office and request a tarjeta sanitaria europea (Not sure about TSI - this would be TSE, surely?). You probably need to make an appointment in advance. Assuming your circumstances are the same as mine were - that is, not retirement age but not working or paying into the system e...
by Miro
Tue Jun 05, 2018 11:10 am
Forum: Moving to Andalucia
Topic: Moving to UK-
Replies: 106
Views: 14806

Re: Moving to UK-

It's a curious thing, that looking back now, a year on, it doesn't seem like it was really such a big deal or even particularly stressful - yet I know at the time it seemed so! Maybe it's due to the fact that we're so settled and relaxed in our new home / lifestyle. I'm not sure that we (esp. Mrs.M)...
by Miro
Mon Jun 04, 2018 1:46 pm
Forum: General
Topic: Its cold!
Replies: 54
Views: 2800

Re: Its cold!

Must be some sort of micro-climate here in Southport. Hardly any rain lately, and we've been sitting in the garden every day for what seems like weeks now. No kidding, I have a better tan now than I had in Spain - probably because in Spain I'd got to the point where I just wanted to keep out ofthe h...
by Miro
Mon Jun 04, 2018 1:41 pm
Forum: Moving to Andalucia
Topic: Moving to UK-
Replies: 106
Views: 14806

Re: Moving to UK-

I don't regret my time in Spain only I wished we had left earlier....seeing how some elderly people living there were struggling. I wanted to grow old here.

Couldn't have worded it better myself. Exactly our sentiments, too.
by Miro
Sat Jun 02, 2018 12:26 am
Forum: Moving to Andalucia
Topic: Moving to UK-
Replies: 106
Views: 14806

Re: Moving to UK-

Hi Gordon, Looking back, it wasn't really particularly difficult - probably the thinking about it was the hardest thing! We never regret our time in Spain - like you, for us it was the "right thing" when we moved there 20 years ago. Moving on (or back) was the right thing now. The strange ...
by Miro
Fri Jun 01, 2018 7:06 pm
Forum: Moving to Andalucia
Topic: Moving to UK-
Replies: 106
Views: 14806

Re: Moving to UK-

This time last year..... ...we were packing the car up and getting ready for the journey from Spain to the UK. Hard to believe we've been back almost a year! I've just been re-reading some of my old posts here and on other threads. I could try updating some of my thoughts and comments, but there's s...
by Miro
Fri Jun 01, 2018 2:51 pm
Forum: Moving to Andalucia
Topic: Getting Residency
Replies: 27
Views: 1560

Re: Getting Residency

Probably failed to correctly file his 720. Probably also sitting on the few grand I've been owed from Hacienda for almost a year now....
by Miro
Mon May 14, 2018 4:58 pm
Forum: Living in Andalucia
Topic: judiciary
Replies: 5
Views: 465

Re: judiciary

Torremolinos has about three courts - all in what outwardly appear to be regular office blocks. The only clue really is the uniforms on the door. I had the misfortune to have to attend one a few years ago as a witness to a serious assault. The initial witness statement was taken in one of these offi...
by Miro
Mon May 14, 2018 4:53 pm
Forum: You & the Law in Spain
Topic: Taxation of ETFs and Investment funds in Spain
Replies: 5
Views: 364

Re: Taxation of ETFs and Investment funds in Spain

Good luck with finding an answer to that one! Ask two tax "experts", and you'll get three answers. Chances are a Spanish accountant will have no idea what an ETF is; an English speaking one in Spain will probably have no idea how they're treated. My inclination would be to simply treat the...
by Miro
Mon May 14, 2018 4:49 pm
Forum: Moving to Andalucia
Topic: Getting Residency
Replies: 27
Views: 1560

Re: Getting Residency

Presumably she's been relying on her EHIC for emergency health care so far? And just paying privately as and when needing a GP? Not sure I understand the "why should I?" attitude when it's your own health at stake - unless she's young enough to still believe she'll never get sick! Gasman's...
by Miro
Fri May 11, 2018 5:19 pm
Forum: Animals & Pets
Topic: 2 Lovers and 1 Hater..!
Replies: 5
Views: 598

Re: 2 Lovers and 1 Hater..!

Our (Spanish) moggie absoutely loves an oral gel product stocked by her (Spanish) vet called U*Vita: https://uranovet.com/en/u-vita/ Doesn't appear to be available in the UK. She hates the malt product they do. They also have it for dogs. We stocked up before leaving last year, and still have a supp...
by Miro
Tue May 08, 2018 3:06 pm
Forum: Moving to Andalucia
Topic: Buying a property as part of a syndicate
Replies: 24
Views: 973

Re: Buying a property as part of a syndicate

Are both of you saying buying a second home in Spain...is not a sound investment? I appreciate no one can predict how the property market will perform, but as a long term investment it seems to have worked for people in the past. Benny. You're right. I'm not interested in an investment.... Seems to...
by Miro
Thu May 03, 2018 12:21 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1920

Re: Responsibility for Payment of IBI

Thanks for the honest answer! If we ever get our 3% back, I'll feel vindicated, but the longer we wait, the more I feel we should perhaps have done as you did and chanced it. It was the capital gain on the property sale (on paper) that made me concerned that if we didn't subsequently file a tax retu...
by Miro
Sun Apr 29, 2018 7:05 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1920

Re: Responsibility for Payment of IBI

Just out of interest, WH, did you sell as residents or non-residents? If as non-residents, did you reclaim the 3% by reinvesting your sale proceeds in the UK? If as residents, did you then have to file IRPFs for 2015? Or did you do what we probably should have done - sell as residents (no 3% retenti...
by Miro
Fri Apr 27, 2018 7:05 pm
Forum: You & the Law in Spain
Topic: Responsibility for Payment of IBI
Replies: 26
Views: 1920

Re: Responsibility for Payment of IBI

Agreed, but I was referring to any PV that the owners prior to us may have owed - I know they owned the property for about 20 years. As for the 3% retention - for reasons that I won't go into again here, we actually sold as non-resdients, and therefore 3% was retained by the buyer and duly paid to H...

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