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by masterob
Mon Mar 06, 2017 6:45 pm
Forum: Living in Andalucia
Topic: UK Current Bank Account Closing
Replies: 28
Views: 4260

Re: UK Current Bank Account Closing

I suppose the answer is to have an account with a "proper" bank not some Building Society playing at banking. :crazy:
by masterob
Mon Mar 06, 2017 6:37 pm
Forum: Moving to Andalucia
Topic: Next viewing trip booked!
Replies: 61
Views: 10675

Re: Next viewing trip booked!

Not only was it easy to tie things up leaving the UK but just as easy signing up when you return. Council Tax, gas, electricity, water, mobile, land line etc. all done on-line!
Reading the hassle you experienced brought back memories of the downside of life in Spain.
by masterob
Mon Mar 06, 2017 1:43 pm
Forum: Living in Andalucia
Topic: UK Current Bank Account Closing
Replies: 28
Views: 4260

Re: UK Current Bank Account Closing

I had the usual cheque account (or whatever they are called) as well as a savings account and debit/credit cards together with on-line banking so HSBC knew I lived in Spain with no UK address. I'm not sure I fully understand why a Brit who has moved to Spain wouldn't already have a UK bank account s...
by masterob
Mon Mar 06, 2017 12:18 pm
Forum: Living in Andalucia
Topic: taking money back to the UK
Replies: 7
Views: 1171

Re: taking money back to the UK

Currencies Direct or similar.
by masterob
Mon Mar 06, 2017 12:14 pm
Forum: Living in Andalucia
Topic: Spanish Bureaucracy
Replies: 9
Views: 1370

Re: Spanish Bureaucracy

Thanks for posting! I had not seen it on here before!
by masterob
Mon Mar 06, 2017 12:02 pm
Forum: Moving to Andalucia
Topic: Next viewing trip booked!
Replies: 61
Views: 10675

Re: Next viewing trip booked!

Oops, just realised you have now bought! Congrats, if our experience is anything to go by, you won't regret the move back to the UK!
by masterob
Mon Mar 06, 2017 11:58 am
Forum: Moving to Andalucia
Topic: Next viewing trip booked!
Replies: 61
Views: 10675

Re: Next viewing trip booked!

Why not rent in the area for say, 6 months? During that time you can view to buy at your leisure- that's what we did.
by masterob
Thu Mar 02, 2017 11:07 pm
Forum: Living in Andalucia
Topic: UK Current Bank Account Closing
Replies: 28
Views: 4260

Re: UK Current Bank Account Closing

Well I lived in Spain for 10 years and as well as a Spanish Bank account and credit card I had a UK Bank account and 2 UK credit/debit cards with no UK address!
Think there is some misinformation being bandied about here.
by masterob
Thu Mar 02, 2017 8:23 pm
Forum: Living in Andalucia
Topic: UK Current Bank Account Closing
Replies: 28
Views: 4260

Re: UK Current Bank Account Closing

How will "EU Citizenship" enable you to open a UK bank account once the UK has left?
by masterob
Fri Feb 10, 2017 1:52 pm
Forum: Living in Andalucia
Topic: advice repatriating money to UK
Replies: 34
Views: 6245

Re: advice repatriating money to UK

I was referring to the charges a Spanish bank would make. CD make no transfer charge. Whether or not their exchange rates are better or worse than others I know not. For the amount I transfer each month a couple of cents here and there are, quite frankly, hardly worth bothering over.
by masterob
Fri Feb 10, 2017 12:48 pm
Forum: Living in Andalucia
Topic: On a Scale of 1 to 10 how high would you rate living in Andalucia??
Replies: 21
Views: 3766

Re: On a Scale of 1 to 10 how high would you rate living in Andalucia??

We moved to Spain on retirement in 2004 and returned to the UK in 2014. At first the novelty factor of a life in the sun was very high - rather like an extended holiday. Dealing with illogical regulations and petty officialdom was a challenge. Eventually such things start to become a chore and an ir...
by masterob
Fri Feb 10, 2017 12:24 pm
Forum: Living in Andalucia
Topic: advice repatriating money to UK
Replies: 34
Views: 6245

Re: advice repatriating money to UK

I use Currency Direct and am very happy with their service.
The monthly rent for our house in Alora is paid into my CD account at Caixa Bank. CD then transfer it into my UK bank at an agreed exchange rate. No charges are incurred. Works smoothly.
by masterob
Wed Nov 30, 2016 2:09 pm
Forum: Cars, Bikes & Motoring
Topic: procedure for selling a used car
Replies: 23
Views: 12282

Re: procedure for selling a used car

I too bought a LHD car from them in 2004 to take with us when we moved to Spain. We had it in the UK for a couple of weeks before moving to Spain. I drove it in Spain (on UK plates) for about 6 months before the gestor in Spain re-registered it there for a relatively small sum (certainly a lot less ...
by masterob
Wed Nov 30, 2016 12:14 pm
Forum: Cars, Bikes & Motoring
Topic: procedure for selling a used car
Replies: 23
Views: 12282

Re: procedure for selling a used car

Hi Miro, when I returned to UK in Dec 2014 I sold my Spanish registered car to the LHD place in Basingstoke. They offered me a price I was happy with. They gave me some Spanish documents to complete and sign. Don't ask me what they were (yes I know!). I assume they were to do with the sale/transfer....
by masterob
Wed Nov 02, 2016 11:10 am
Forum: Living in Andalucia
Topic: Cringeworthy
Replies: 13
Views: 2908

Re: Cringeworthy

Benidorm, surely a classic example of "smugness and arrogance" is British Immigrants in Spain calling themselves "expats"! I fear you fall into that trap!
by masterob
Sun Oct 16, 2016 10:26 pm
Forum: Computers, Internet, Telephony, TV & Electronics
Topic: cancelling Movistar
Replies: 11
Views: 1975

Re: cancelling Movistar

When we left Spain I cancelled through their Customer Services. They mentioned the phone and router both of which we had replaced with our own purchases some while previously. I told them this and pointed out the originals would have been over 10 years old. They accepted it.
by masterob
Fri Oct 14, 2016 1:38 pm
Forum: Travel, Tourism & Destinations
Topic: Travel Insurance for wrinklies
Replies: 10
Views: 1568

Re: Travel Insurance for wrinklies

I can endorse Staysure. We used them each time we drove over from Spain and very easy to take out cover via the Internet.
by masterob
Tue Oct 04, 2016 12:10 pm
Forum: Living in Andalucia
Topic: Britains Going To The Dogs-I'm Staying In Spain !!
Replies: 60
Views: 4358

Re: Britains Going To The Dogs-I'm Staying In Spain !!

Milton Keynes boasts 124 roundabouts (Basingstoke has a miserly 44)! Because of its grid layout every intersection has a roundabout. When we first moved here from Spain we thought we would never master the layout but eventually we did but I agree it can be a challenge at first. :thumbup: Getting bac...
by masterob
Sat Oct 01, 2016 11:50 pm
Forum: Living in Andalucia
Topic: Gas explosion in Velez Malaga
Replies: 29
Views: 2593

Gas explosion in Velez Malaga

BBC reporting 70 hurt in gas bottle explosion in cafe in Velez Malaga this evening (Saturday). Sounds pretty nasty.
by masterob
Sat Sep 10, 2016 11:41 am
Forum: Cars, Bikes & Motoring
Topic: Transfer to UK NCB
Replies: 13
Views: 2056

Re: Transfer to UK NCB

How do premiums compare? In 2012 the premium for my Hyundai Santa Fe SUV with Linea Directa was €501. For the period Dec 2015 to Dec 2016 the premium (in Milton Keynes) for the current model of the Hyundai Santa Fe with LV is £498. Allowing for exchange rates and the fact that the current car is a l...

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