Sanitas or Provision?

[Alan-LaCala]

We have narrowed the field for health insurance down to these two providers.

Anyone care to share their views (good or bad) of the service they provide?

Alan

[Beachcomber]

No experience of Provision but we have been with Sanitas since they took over our original insurer in the mid-1980s and have no hesitation in recommending them.

[brenda]

We have been with Prevision for the past 4 years and have no hesitation in recommending them.

We have used our cover twice for GP visits - so easy just handing over a Prevision cheque rather than having to pay out and reclaim money.

[El Cid]

I can agree with Brenda about Prevision Medica. They are much cheaper than the others and continue full cover after 65 without an increase in premium. You do have to pay a Euro or so for each visit but this keeps the costs down. We pay about 1200 euros for 2 of us for their full cover.

However if you live outside Malaga province their coverage of doctors and clinics etc is very limited.

Sid

[meseta]

We have no experience of Prevision, but our limited use of Sanitas has been excellent, no complaints. For us, age 54 and 42, non smokers, 900 euros a year.

[jane grant]

Sanitas may be a great provider of health cover, but if you have a long term chronic condition like me (well controlled diabetes) they won't touch you with a barge pole! Not even with an exclusion on the condition. So if you are 100% fit and well they're great, but I expect that doesn't apply to a lot of us.
Also read somewhere that Sanitas did dental cover, any one any info on that.

[lis48]

I found a way round that Jane Grant, was to join BUPA International for one year and then transfer to Sanitas. Once Bupa accept you with a chronic illness albeit with an exclusion, Sanitas after a year with Bupa will take you over with the same exclusion. Expensive for one year but worth it I think. Yes we have dental with Sanitas for around 6 euros a month but it doesn't cover any cosmetic work, just cleaning, extractions and basic fillings.