Living in Andalucía - Travel Insurance

Choosing Travel Insurance in Spain

Travel Insurance

If you live in southern Spain and plan to travel either nationally or internationally, you would be wise to acquire a travel insurance policy that is adapted to your needs. A good travel insurance ensures that no trip leaves you overwhelmed with bills for unexpected delays, losses, accidents and medical conditions. These policies can even provide compensation to recover deposits made for accommodation when you face the disappointment of making unavoidable cancellations.

Few travellers have the financial resources necessary to cover every possible eventuality that could occur during a business trip or holiday. For this reason it is important to have travel insurance, and this is true for domestic travel within Spain as well as when travelling throughout the EU. However, it can be crucial when travelling beyond EU borders either to countries without the resources to provide support in the case of an accident or medical emergency as well as to countries such as the United States, where the cost of medical care is prohibitive for most.

You can acquire the best quality travel insurance from Spanish and international insurance companies. Before you begin to consider different offers, take some time to decide which of the following types of coverage are most important to you:

  • Cancellation coverage that allows you to recuperate deposits made for accommodation you won’t be able to use.
  • Medical and Repatriation
  • Accidents
  • Sports Injuries and Accidents
  • Baggage Insurance
  • Travel Delays
  • Missed Departures
  • Personal Liability Insurance

Once you have determined which types of coverage most interest you, it’s time to begin comparing the amount of coverage offered by each of your target suppliers with the price per policy. And don’t forget to read the small print – all those clauses and possible limitations to your policy. Spanish consumer law requires companies to provide you with non-abusive clauses in clear, easy to understand language. It’s up to you to take advantage of that law and to ask the pertinent questions, requesting clarification in writing if necessary.

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