Search found 5482 matches

by markwilding
Mon Apr 12, 2021 12:42 pm
Forum: Cars, Bikes & Motoring
Topic: Car Finance V Lump Sum
Replies: 26
Views: 398

Re: Car Finance V Lump Sum

Obviously, it's not 0 per cent in the way we think of it normally. They charge interest but the buyer has to do the sums but only taking into account the discount offered for finance. It might well be that it ends up being 2 per cent instead of 9 per cent but both my cases it was slightly under the ...
by markwilding
Mon Apr 12, 2021 12:19 pm
Forum: Cars, Bikes & Motoring
Topic: Car Finance V Lump Sum
Replies: 26
Views: 398

Re: Car Finance V Lump Sum

Including me as I have bought various new cars in my time in Spain and for the first two it was better not to take out finance. However, the situation was different when I bought a car just over 4 years ago and the one I bought last summer.
by markwilding
Mon Apr 12, 2021 11:52 am
Forum: Cars, Bikes & Motoring
Topic: Car Finance V Lump Sum
Replies: 26
Views: 398

Re: Car Finance V Lump Sum

Because I am talking about buying in Spain. It's clear by OP's original post that she has come up against the same problem.
by markwilding
Mon Apr 12, 2021 11:47 am
Forum: Cars, Bikes & Motoring
Topic: Car Finance V Lump Sum
Replies: 26
Views: 398

Re: Car Finance V Lump Sum

I'm sorry you are wrong in this case. I have negotiated other discounts but it is impossible to get the quite high discount for paying on finance by paying cash. Since our last debate, I have bought another car and played hard ball but the high discount and free five year servicing were totally depe...
by markwilding
Mon Apr 12, 2021 11:30 am
Forum: Cars, Bikes & Motoring
Topic: Car Finance V Lump Sum
Replies: 26
Views: 398

Re: Car Finance V Lump Sum

With finance, they deliberately hide the real price you're paying for the vehicle and more or less just tell you the monthly payments. Also, they'll have added on a whole load of extras (both car and finance) that you didn't ask for and don't want. We even prefer to get a loan from bank rather than...
by markwilding
Sun Apr 11, 2021 5:03 pm
Forum: Computers, Internet, Telephony, TV & Electronics
Topic: Does greater bandwidth give coverage further from router?
Replies: 35
Views: 1690

Re: Does greater bandwidth give coverage further from router?

You can change the keyboard to British but you need to remember what each key does. I tend to use UK ones more at home but Spanish at work and to be quite honest there isn’t much difference The @ is the most awkward. My main work PC using Windows 7 and to be quite honest I can’t even remember if it ...
by markwilding
Sun Apr 11, 2021 4:52 pm
Forum: Travel, Tourism & Destinations
Topic: Masks on the beach
Replies: 45
Views: 1325

Re: Masks on the beach

Getting back to the OP, it seems that the government has back tracked on the mask while sun bathing rule and the situation will be the same as last year which wasn’t t such a great imposition. It’s a big difference having to keep the mask on while you are moving around to actually lying on the beach...
by markwilding
Sun Apr 11, 2021 4:37 pm
Forum: Travel, Tourism & Destinations
Topic: Travel Covid requirements
Replies: 223
Views: 15657

Re: Travel Covid requirements

Even in the same Province or Region, It depends where you live. It might be the case that certain municipals will have to impose restrictions but they allow life to carry on. You just hang out close to where you live. Not like the UK where everything closed. No pubs no shops no schools..... but in b...
by markwilding
Sun Apr 11, 2021 4:11 pm
Forum: Travel, Tourism & Destinations
Topic: Travel Covid requirements
Replies: 223
Views: 15657

Re: Travel Covid requirements

The problems tend to arise during public holidays when people want to go there second houses or have family get togethers where each part of the family live in completely different cities from each other. I’m not sure people are so bothered about people being able to travel from another country. Tha...
by markwilding
Fri Apr 09, 2021 9:49 pm
Forum: Cars, Bikes & Motoring
Topic: Car Finance V Lump Sum
Replies: 26
Views: 398

Re: Car Finance V Lump Sum

Try to get some more discount. Tell them you are also looking at another car and they might drop it another 200-400 Euros. then when they give you it, tell them you are on a budget and try for another 200 Euros. They have always dropped a little from the original offer because I think they have a li...
by markwilding
Thu Apr 08, 2021 2:21 pm
Forum: Health, Beauty, Fitness & Sport
Topic: Covid Vaccinations Spain
Replies: 276
Views: 13051

Re: Covid Vaccinations Spain

I didn't even realise the nurse had done mine. I did start to feel a little pain a day or so later especially if I touch the area around the jab. My wife said she couldn't sleep lying on that side after her (Pfizer) jab but mine was nowhere near that bad. I did experience some tiredness, which I'm n...
by markwilding
Thu Apr 08, 2021 11:51 am
Forum: Food, Drink, Recipes & Gastronomy
Topic: CARREFOUR BOUGHT SUPERSOL
Replies: 6
Views: 356

Re: CARREFOUR BOUGHT SUPERSOL

It's incredible how much our shopping habits have changed over the last few years. We used to do a big shop once a week to Eroski, then now and again to go one of the others. Now we have Mercadona we tend to go more often but pick up much less as well as going to the big ones much less. I like Carre...
by markwilding
Thu Apr 08, 2021 11:37 am
Forum: Travel, Tourism & Destinations
Topic: Travel Covid requirements
Replies: 223
Views: 15657

Re: Travel Covid requirements

I am not considered a key worker but came inside the 60-65 age group that they were testing. I got the text to apply late on Thursday evening but didn't make the appointment until the next morning. My neighbour, who comes in the same group, was too late because they had run out so has to wait a litt...
by markwilding
Wed Apr 07, 2021 12:13 pm
Forum: Health, Beauty, Fitness & Sport
Topic: Covid Vaccinations Spain
Replies: 276
Views: 13051

Re: Covid Vaccinations Spain

In Spain it seems that it is also 12weeks for AstraZeneca at least that is what Marks post has indicated. That is my situation with AstraZeneca. My wife had the Pfizer and they were three weeks apart. This seems to confirm that Spain is going to delay the period between AstraZeneca doses and is not...
by markwilding
Tue Apr 06, 2021 12:50 pm
Forum: Living in Andalucia
Topic: Receiving UK Pension but working autonomo
Replies: 9
Views: 368

Re: Receiving UK Pension but working autonomo

How longs he works as an Autonomo will determine whether he receives a pension or not in Spain. I would like to add another question which might be relevant to his situation. Is it necessary to pay autonomo when you are already collecting your pension or is it only necessary to pay IRPF ( income tax...
by markwilding
Mon Apr 05, 2021 12:49 am
Forum: Health, Beauty, Fitness & Sport
Topic: Covid Vaccinations Spain
Replies: 276
Views: 13051

Re: Covid Vaccinations Spain

I had the AstraZeneca. Here it's 12 weeks apart. My next one is 27th June 20 minutes before the start of the quarter final of the European championships for which I have tickets. I'll try to go a bit early to see if they will let me get away for the match. I arrived about 20 minutes early for this o...
by markwilding
Sun Apr 04, 2021 9:02 pm
Forum: Health, Beauty, Fitness & Sport
Topic: Covid Vaccinations Spain
Replies: 276
Views: 13051

Re: Covid Vaccinations Spain

Had my first jab this evening. The next one is in June so there must have been a change of policy. My 81 year old mother in law hasn't had hers yet.
by markwilding
Fri Apr 02, 2021 4:04 pm
Forum: You & the Law in Spain
Topic: The 90 day Allowance & Deportations?
Replies: 41
Views: 1422

Re: The 90 day Allowance & Deportations?

It’s true though about the way some British people think. I remember one of the first times in Andalusia. I was in a massive Electric and white goods store and this guy was telling the salesman that he should get a discount because he was going to buy a fridge and washing machine as if it was a rare...
by markwilding
Fri Apr 02, 2021 12:31 pm
Forum: Travel, Tourism & Destinations
Topic: Masks on the beach
Replies: 45
Views: 1325

Re: Masks on the beach

In certain places in Spain the restrictions have been even lighter. I can move around the autonomous region. Last weekend I spent the day in San Sebastián and yesterday I went to a small medieval town about 2 hours from here. Nevertheless If the rate goes above the limit, towns close their borders u...