Search found 3403 matches

by Miro
Wed Jul 07, 2021 1:07 pm
Forum: Living in Andalucia
Topic: Taking the plunge!
Replies: 58
Views: 1205

Re: Taking the plunge!

...until we started attending spanish classes that i discovered what a gerund is. Ah, gracias a Dios for the gerund :lol: my favourite Spanish construction! Avoids the need to learn any different verb endings. Of course, it's use is far less common in Spanish than English and you're not going to fo...
by Miro
Sat Jul 03, 2021 2:03 pm
Forum: Moving to Andalucia
Topic: Property purchase tax not paid since 2018
Replies: 18
Views: 593

Re: Property purchase tax not paid since 2018

Not really. Presumably by "missed postal delivery notification" you mean a piece of paper from the post office stating that they tried to deliver a letter. If you failed to collect it in the specified time, they would have returned it to the sender. So short of somehow contacting the Junta...
by Miro
Sat Jul 03, 2021 11:51 am
Forum: Moving to Andalucia
Topic: Property purchase tax not paid since 2018
Replies: 18
Views: 593

Re: Property purchase tax not paid since 2018

It's unusual for the buyer to pay the plus valia (although not unheard of), and it would be unlikely to be that much anyway (although not impossible). Plus valia is payable to the local town hall. It's even more unusual for the seller to pay the buyer's transfer tax (or any part of it). If this is a...
by Miro
Fri Jul 02, 2021 2:39 pm
Forum: Moving to Andalucia
Topic: Property purchase tax not paid since 2018
Replies: 18
Views: 593

Re: Property purchase tax not paid since 2018

If you mean the property transfer tax (El Impuesto sobre Transmisiones Patrimoniales), then this is normally paid at the time of completing the purchase. It must be paid within 30 days, anyway. I have bought (and sold) several properties over the years in Torremolinos, mostly done at the notario in ...
by Miro
Sat Dec 26, 2020 3:51 pm
Forum: Travel, Tourism & Destinations
Topic: EHIC cards expiring between now and Brexit
Replies: 16
Views: 3771

Re: EHIC cards expiring between now and Brexit

I must admit I'm a little puzzled by the lack of coverage of this particular issue in the UK media. For some older travelers or anyone with pre-exisintg medical conditions, the loss of the EHIC could be a serious blow. And the fact that "an estimated 3.7 million EU nationals...making up 5.6% of...
by Miro
Tue Dec 01, 2020 2:29 pm
Forum: You & the Law in Spain
Topic: Non-Resident 90 days in a rolling 180?
Replies: 88
Views: 10040

Re: Non-Resident 90 days in a rolling 180?

But....BLUE PASSPORTS! :crazy:
by Miro
Tue Dec 01, 2020 2:34 am
Forum: You & the Law in Spain
Topic: Non-Resident 90 days in a rolling 180?
Replies: 88
Views: 10040

Re: Non-Resident 90 days in a rolling 180?

I'd say it has everything to do with Brexit, when the DM headline shouts "EU's new post-Brexit travel rules"! (It's almost as if Brexiters didn't know beforehand)
by Miro
Tue Dec 01, 2020 2:09 am
Forum: You & the Law in Spain
Topic: Changing from resident to non-resident tax declaration - what needs doing?
Replies: 8
Views: 2399

Re: Changing from resident to non-resident tax declaration - what needs doing?

Can't imagine why this wasn't on any of the usual sites that Google throws up. Sounds perfect: Probably because if you ask anyone at Hacienda, they would probably just give you a blank look and shrug their shoulders. When we left Spain 3 years ago, for reasons I won't bother going into here, we nee...
by Miro
Mon Nov 16, 2020 1:10 pm
Forum: Computers, Internet, Telephony, TV & Electronics
Topic: Google unlimited free storage for photos/drive etc to end
Replies: 21
Views: 2031

Re: Google unlimited free storage for photos/drive etc to end

I have my photos on such a hard drive, but like anything physical, it could get lost/stolen/broken, so having them backed up online as well is a useful extra precaution, and if it's free, why not? Although, I do sometimes lie awake at night worrying about what Google might be doing with my photos of...
by Miro
Sat Nov 14, 2020 10:39 am
Forum: Computers, Internet, Telephony, TV & Electronics
Topic: Google unlimited free storage for photos/drive etc to end
Replies: 21
Views: 2031

Re: Google unlimited free storage for photos/drive etc to end

without sounding like a noob, how did you do that, are you on win 10 ? as i said, i´ve only just got win 10 at home, and would like to take advantage of the 15gb. Go to photos.google.com and in the top right hand corner click on "upload". You may see options for where you want to upload f...
by Miro
Fri Nov 13, 2020 5:46 pm
Forum: Computers, Internet, Telephony, TV & Electronics
Topic: Google unlimited free storage for photos/drive etc to end
Replies: 21
Views: 2031

Re: Google unlimited free storage for photos/drive etc to end

I totally understand people who have physical photo albums. Yes, but they take up so much damned space, and the pages curl at the edges and yellow with age.... A couple of years ago, I laboriously removed all my old photos (mostly taken on an old Pentax K1000) from their hard back albums and scanne...
by Miro
Thu Nov 12, 2020 4:01 pm
Forum: Computers, Internet, Telephony, TV & Electronics
Topic: Google unlimited free storage for photos/drive etc to end
Replies: 21
Views: 2031

Re: Google unlimited free storage for photos/drive etc to end

The strange thing about this, is as far as I was aware, all my photos are/were being uploaded in high quality, so I was surprised to see I had used up 3.2GB of my 15GB. There was an option to free up space by compressing original quality photos & videos, which I did, wiping out that 3.2GB - but ...
by Miro
Wed Oct 21, 2020 6:07 pm
Forum: You & the Law in Spain
Topic: Bankers Drafts post property sale
Replies: 2
Views: 1056

Re: Bankers Drafts post property sale

I almost replied similarly, but then thought perhaps OP means pre sale :?: i.e request from the buyer.
Otherwise, why not just make direct transfers? Surely cheaper / easier than banker's drafts?
Also wondering why three different transfer companies.
by Miro
Mon Oct 12, 2020 2:32 pm
Forum: You & the Law in Spain
Topic: House sale proceeds
Replies: 18
Views: 3104

Re: House sale proceeds

There is a problem with having the funds transferred to the seller's account rather than by means of a banker's draft in that a transfer could be cancelled by the party that transferred the funds once the seller had signed over the property.... The only safe way to receive the funds by bank transfe...
by Miro
Sun Aug 09, 2020 6:19 pm
Forum: Living in Andalucia
Topic: House sale payment to Bank (Sabadell)
Replies: 9
Views: 2264

Re: House sale payment to Bank (Sabadell)

How is the money being transferred to Sabadell? Be careful you don't get charged for depositing funds.
And be careful to get any charges confirmed in writing - in my experience the staff in Sabadell don't always know what they're talking about!
by Miro
Mon Jul 20, 2020 2:38 pm
Forum: Living in Andalucia
Topic: Online shopping in the Covid world
Replies: 54
Views: 5419

Re: Online shopping in the Covid world

Amazon users may not be aware of the fact that your Amazon account is useable at any Amazon site worldwide (subject to postage and customs restrictions). ...and on that point about customs, anyone who regularly orders stuff from amazon.co.uk for shipment to Spain (or vice versa of course) might be ...
by Miro
Fri Jul 17, 2020 5:24 pm
Forum: Living in Andalucia
Topic: Online shopping in the Covid world
Replies: 54
Views: 5419

Re: Online shopping in the Covid world

Boots have a box of masks online, quite a small box 50 masks for £35 :shock: I wouldn't be buying them if a tenner. Odd thing about masks. Can't say I like wearing one, but it's certainly far from the "monstrous imposition" some suggest, and will happily comply from next week. I'd far rat...
by Miro
Wed Jul 15, 2020 4:48 pm
Forum: Living in Andalucia
Topic: Online shopping in the Covid world
Replies: 54
Views: 5419

Re: Online shopping in the Covid world

One thing I noticed during lockdown was so-called price gouging by third party sellers on Amazon. With non-essential shops closed, and checking competitors' prices very easy online, it was perhaps a glimpse of another downside to the inevitable death of the "high street". I wanted a new ga...
by Miro
Wed Jul 15, 2020 3:35 pm
Forum: General
Topic: Tax residency certificate
Replies: 4
Views: 1691

Re: Tax residency certificate

Pay a gestor to get it for you. Or, to avoid unnecessary expense, go to your nearest tax office and request one in person. Although they may not be open to the public due to CV19 Or do it online here https://www.agenciatributaria.gob.es/AEAT.sede/procedimientoini/G305.shtml You may need a digital ce...
by Miro
Wed Jul 08, 2020 4:24 pm
Forum: Living in Andalucia
Topic: EHIC renewal
Replies: 23
Views: 2565

Re: EHIC renewal

Hi Miro, I would like a clarification on your point about your Spanish friend. So would I! I don't know, and I'm not sure anybody does. I was basing my suggestion on what FAL said (that the UK will continue to issue EHICs for some) and others' continued assertion that EU citizens' rights are protec...