Search found 932 matches

by fincalospinos
Tue Feb 18, 2020 11:37 am
Forum: Living in Andalucia
Topic: New CaixaBank fees ... time to change banks?
Replies: 44
Views: 6708

Re: New CaixaBank fees ... time to change banks?

Look at Cajamar "Wefferent" account, no charges providing you do online transactions or at an ATM. The only time they charge is if you need them to carry out a transaction from the counter within the bank.
by fincalospinos
Fri Feb 14, 2020 11:18 am
Forum: DIY, Pools & Home Improvement
Topic: Locksmith
Replies: 13
Views: 2059

Re: Locksmith

HI

Felipe who has the metalwork workshop and estate agency Rincon de Competa. He is almost opposite the olive mill in Av de Torrox.
by fincalospinos
Thu Feb 13, 2020 10:26 am
Forum: Travel, Tourism & Destinations
Topic: DELPASO Car Hire – A cautionary tale.
Replies: 11
Views: 2474

Re: DELPASO Car Hire – A cautionary tale.

I may be causing a stir here, but if you are hiring a car for the daily cost of a bottle of wine, it stands to reason that the hire companies have to make up the deficit from somewhere. I always look at the overall cost of hiring, including the full insurance cover, and have never experienced any pr...
by fincalospinos
Mon Feb 10, 2020 10:32 am
Forum: Moving to Andalucia
Topic: Torrox pueblo property
Replies: 11
Views: 2727

Re: Torrox pueblo property

costakid wrote:Ok if you want to be in no mans land. You will need a car for sure.
Not necessarily, this area is on a good bus route.
by fincalospinos
Sat Feb 08, 2020 8:48 am
Forum: Computers, Internet, Telephony, TV & Electronics
Topic: Communal Wifi in apartment block
Replies: 2
Views: 481

Re: Communal Wifi in apartment block

What normaly happens with an apartment block is that one or more providers fit Fibre optic boxes into the block, usualy in a communal area where telecoms or electric meters are housed. It is then up to the individual apartment owner to arrange to have the fibre optic wired into their apartment. Fibr...
by fincalospinos
Fri Feb 07, 2020 9:00 am
Forum: DIY, Pools & Home Improvement
Topic: Deposito water pressure?
Replies: 6
Views: 1211

Re: Deposito water pressure?

I am not sure where your water comes from in Canillas, but I do know that further along the Maroma ridge in Canillas de Albaida and Competa, the water does have a high Cal content. When I lived there it was a constant problem of water pipes, boilers and taps and toilet flushing units becoming clogge...
by fincalospinos
Tue Feb 04, 2020 9:07 am
Forum: You & the Law in Spain
Topic: CGT Relief
Replies: 8
Views: 919

Re: CGT Relief

Thanks Beachcomber.
by fincalospinos
Mon Feb 03, 2020 4:08 pm
Forum: You & the Law in Spain
Topic: CGT Relief
Replies: 8
Views: 919

CGT Relief

Can someone give some guidance on the following scenario. Full time resident in Spain, fiscaly domiciled in Spain, under 60 years of age. Decides to sell their main home of 5 years. Decides not want to buy another house but to rent somewhere long term. Would any mortgage interest payments be deducta...
by fincalospinos
Mon Jan 27, 2020 10:52 am
Forum: Moving to Andalucia
Topic: Using lawyer recommended by agent
Replies: 18
Views: 5069

Re: Using lawyer recommended by agent

Have sent you a PM.
by fincalospinos
Sun Jan 19, 2020 11:22 am
Forum: Moving to Andalucia
Topic: Activity clubs drama / golf / sailing / art Caleta / Torre / Velez Malaga - help please!
Replies: 34
Views: 4793

Re: Activity clubs drama / golf / sailing / art Caleta / Torre / Velez Malaga - help please!

Hi - this is very helpful - I will call into the sailing club when we are over in a couple of wees tim I think we will still try and rent as the pitfalls of buying appear to be many!! I see you are a resisdent of Caleta - any other info about the area very very welcome! As you may have already foun...
by fincalospinos
Sat Jan 18, 2020 9:33 am
Forum: Moving to Andalucia
Topic: Activity clubs drama / golf / sailing / art Caleta / Torre / Velez Malaga - help please!
Replies: 34
Views: 4793

Re: Activity clubs drama / golf / sailing / art Caleta / Torre / Velez Malaga - help please!

Sailing club in Torre del Mar: Club Náutico de Torre del Mar Website for the marina in Caleta de Velez: https://www.marinareservation.com/marina-puerto-deportivo-de-caleta-de-velez-1199 Have a look at Lux Mundy in Torre del Mar, they organise many activities and are a font of local information. Long...
by fincalospinos
Fri Dec 27, 2019 9:05 am
Forum: DIY, Pools & Home Improvement
Topic: Planning permission Vélez Malaga pool
Replies: 3
Views: 987

Re: Planning permission Vélez Malaga pool

Tis was around 18 months ago. No problems with the Town Hall, but as we are on the beach road in Caleta, we had big problems with the Costas department in Malaga.
by fincalospinos
Thu Dec 26, 2019 11:40 am
Forum: DIY, Pools & Home Improvement
Topic: Planning permission Vélez Malaga pool
Replies: 3
Views: 987

Re: Planning permission Vélez Malaga pool

It took me around 6 months to get permission for a build in Caleta de Velez ( from Velez town hall )
by fincalospinos
Sun Dec 08, 2019 10:01 am
Forum: Health, Beauty, Fitness & Sport
Topic: Night Driving Glasses
Replies: 4
Views: 2163

Re: Night Driving Glasses

Amazon.es
by fincalospinos
Tue Dec 03, 2019 9:45 am
Forum: You & the Law in Spain
Topic: Renting out property - a new slant
Replies: 3
Views: 1278

Re: Renting out property - a new slant

I set up a similar business a few years ago ( although with more than one property) and registered as a sole trader renting out property with Ministerio de Trabajo,Migraciones Y Seguridad Social. I paid into the system to get healthcare, and now I`m retired, a Spanish pension. However, although ther...
by fincalospinos
Thu Nov 28, 2019 11:44 am
Forum: Cars, Bikes & Motoring
Topic: Spanish Engine Cleaner
Replies: 3
Views: 1265

Re: Spanish Engine Cleaner

PEQUINSA Limpiador y desengrasante de Motores. Envase
by fincalospinos
Thu Nov 28, 2019 11:41 am
Forum: Health, Beauty, Fitness & Sport
Topic: distance glasses problem
Replies: 7
Views: 2912

Re: distance glasses problem

Hildalgo opticians in Velez Malaga, very thorough.

https://www.clinicahidalgo.es/
by fincalospinos
Tue Nov 26, 2019 11:25 am
Forum: You & the Law in Spain
Topic: Extraordinary Quotas for Future Expenses for Spanish Communities
Replies: 5
Views: 1618

Re: Extraordinary Quotas for Future Expenses for Spanish Communities

Spanish Lad - I presume that the charge differs because, lets say, if the number of bedrooms are different there is the probability that more people will be living there and using the water. For example, a one bedroom apartment would house two people and a three bedroom could house six, so the conne...
by fincalospinos
Tue Nov 26, 2019 11:20 am
Forum: General
Topic: Bank Charges
Replies: 3
Views: 11388

Re: Bank Charges

Cajamar have an account called " Wefferent". Basicaly it is a free account providing that you do all your banking either online or through their ATMs. If you need to physicaly go into the bank for any reason there is a monthly charge of 6 Euros. I have had this account for more than 12 months and it...
by fincalospinos
Fri Nov 22, 2019 9:31 am
Forum: Living in Andalucia
Topic: Long Term Car Parking at Malaga Airport
Replies: 21
Views: 3555

Re: Long Term Car Parking at Malaga Airport

I always use these people, very competitive and fast transfers.

http://www.parkingsurmalaga.com/