Search found 932 matches

by fincalospinos
Wed Jan 30, 2019 9:09 am
Forum: Living in Andalucia
Topic: fee-free bank account
Replies: 21
Views: 7911

Re: fee-free bank account

Cajamar have an account called Wefferent, whatever that means, and this account is free providing that you do all your banking either online or at ATMs'. If you go into the bank and ask them to carry out a transaction, there is a charge of 5 Euros.
by fincalospinos
Fri Jan 18, 2019 10:09 am
Forum: Living in Andalucia
Topic: Tax Advice - Someone must know
Replies: 9
Views: 3484

Re: Tax Advice - Someone must know

Just a slight sidetrack on this subject, if you are living in Spain but earning your salary in the UK, paying your UK and Spanish tax under the double taxation system, are you able to join the Autonomo in Spain for things like health cover and Spanish pension contributions ?
by fincalospinos
Tue Jan 15, 2019 9:29 am
Forum: Animals & Pets
Topic: Bats
Replies: 6
Views: 14868

Bats

I have just noticed for the first time a bat flying around my property. Having watched it carefully, it seems to be " nesting" or whatever it is they do, in some old brickwork in an adjacent building. I have two questions which I hope someone can answer, firstly, are they protected here in Spain as ...
by fincalospinos
Sun Jan 06, 2019 10:29 am
Forum: Living in Andalucia
Topic: Bus to Malaga Airport
Replies: 5
Views: 2177

Re: Bus to Malaga Airport

There is a train that takes you to the airport.
by fincalospinos
Fri Dec 28, 2018 9:40 am
Forum: DIY, Pools & Home Improvement
Topic: Water tank (again)
Replies: 8
Views: 4049

Re: Water tank (again)

I would think very carefully about connecting 100% to Competa mains water supply. Having lived in that area for over 20 years, I can guarantee that you will be without mains water during certain times of the year. In some cases, for a few days. This is because the town water also supplies many campo...
by fincalospinos
Sat Dec 01, 2018 8:58 am
Forum: Cars, Bikes & Motoring
Topic: Linea Directa
Replies: 57
Views: 18406

Re: Linea Directa

It has always been an annual "sport" of trying to get the best quote for car insurance, playing one company off against another, and trying to compare the different conditions they apply to each policy. However, do cant realy compare until you actualy need to claim. Let me tell you quickly of my rec...
by fincalospinos
Tue Nov 27, 2018 9:35 am
Forum: Living in Andalucia
Topic: Car Hire Urgently Needed In Velez Malaga area
Replies: 11
Views: 2827

Re: Car Hire Urgently Needed In Velez Malaga area

I am in a similar situation, having to hire a car for 4 weeks whilst mine is repaired following an accident. I hired a car from RecordGo, a Citroen Berlingo, 260 euros for 4 weeks including their full insurance package. I looked at the other insurance option with a third party insurance company, whi...
by fincalospinos
Wed Nov 07, 2018 10:42 am
Forum: Living in Andalucia
Topic: Changing Banks
Replies: 11
Views: 3156

Re: Changing Banks

Hi Gerry, thanks for the response. I currently have accounts with La Caixa and Cajamar, La Caixa for 6 years and Cajamar for nearly 20 years. Unfortunately La Caixa has developed a habit of taking random payments from the account, only small amounts, but annoying, and whilst they are rectified follo...
by fincalospinos
Wed Nov 07, 2018 9:14 am
Forum: Living in Andalucia
Topic: Changing Banks
Replies: 11
Views: 3156

Changing Banks

Apologies if this has been covered before, but I would like some advice on changing Spanish bank accounts. I understand that in the UK it is a fairly simple process, with all regular transactions and DD's changed automaticaly. Is it the same here in Spain, or do you need to change all these things y...
by fincalospinos
Fri Oct 19, 2018 10:16 am
Forum: Moving to Andalucia
Topic: purchase fees
Replies: 22
Views: 11084

Re: purchase fees

As long as the total amount of the cheques correspond with the agreed purchase price there is no problem.
by fincalospinos
Thu Oct 18, 2018 7:55 am
Forum: Moving to Andalucia
Topic: purchase fees
Replies: 22
Views: 11084

Re: purchase fees

This is normal practice, and yes, your bank will charge for each cheque. Normaly between 40 - 60 Euros each, depending on how well you get on with your bank manager.
by fincalospinos
Thu Oct 18, 2018 7:51 am
Forum: Cars, Bikes & Motoring
Topic: Driving licence renewal - medical test
Replies: 6
Views: 3895

Re: Driving licence renewal - medical test

http://www.centromedico24.com/index.php?lang=en

They are opposite Cajamar Bank in Torrox Costa. They carry out the medical / eye test and handle all the paperwork for you.
They offer this service between 6.30 pm - 8.30 pm Monday to Friday. You dont need an appointment, just turn up.
by fincalospinos
Fri Sep 28, 2018 2:52 pm
Forum: Living in Andalucia
Topic: New Year
Replies: 4
Views: 1857

Re: New Year

Not to stay, Eating, drinking and generaly being merry !!
by fincalospinos
Fri Sep 28, 2018 1:57 pm
Forum: Living in Andalucia
Topic: New Year
Replies: 4
Views: 1857

New Year

Bit early, but can anyone recommend anywhere for New Years Eve, between Torre del Mar and Torrox ?
by fincalospinos
Wed Sep 26, 2018 5:10 pm
Forum: Cars, Bikes & Motoring
Topic: Used Car Warranties
Replies: 1
Views: 2641

Used Car Warranties

Does anyone know of a company from which you can buy a warranty for a used car in Spain ?
by fincalospinos
Sun Sep 02, 2018 8:17 am
Forum: Cars, Bikes & Motoring
Topic: Linea Directa
Replies: 57
Views: 18406

Re: Linea Directa

Has anybody had experience on getting LD insurance via rastreator? Did they honour the price shown on rastreator? I also looked at Rastreator, and like yourself, found some cheaper quotes than LD. However it is difficult to check that they are like for like. I also found that when you were directed...
by fincalospinos
Thu Aug 30, 2018 7:44 am
Forum: Cars, Bikes & Motoring
Topic: Linea Directa
Replies: 57
Views: 18406

Re: Linea Directa

Thanks everyone for your replies, have decided to give them a try.
by fincalospinos
Tue Aug 28, 2018 7:48 am
Forum: Cars, Bikes & Motoring
Topic: Linea Directa
Replies: 57
Views: 18406

Linea Directa

I am thinking of insuring my car with Linea Directa, and I would like to check a couple of things with anyone on the Forum who may have had cause to make a claim following an accident. They tell me that with Fully Comprehensive ( Todo Riegos) that I can have repairs done at the garage / Repairer of ...
by fincalospinos
Wed Aug 22, 2018 4:24 pm
Forum: General
Topic: non payment of community charges.
Replies: 41
Views: 19003

Re: non payment of community charges.

In most cases, if a judgement is made against a debtor and they dont pay within a set period, a charge can be levied on the property. If and when the property is sold, the amount levied, plus interest, is paid back to the community. If the property is not offered for sale, and the initial charge aga...
by fincalospinos
Sun Aug 12, 2018 7:40 am
Forum: Cars, Bikes & Motoring
Topic: New car
Replies: 11
Views: 2767

Re: New car

Saw a new VW T-Roc yesterday, looks very ompressive.