Search found 1657 matches
- Mon Jan 20, 2020 2:58 pm
- Forum: General
- Topic: UK Civil Service Pensions post Brexit
- Replies: 19
- Views: 7209
Re: UK Civil Service Pensions post Brexit
The County Council also send the form via email as well as allowing it to be returned via that method - much better, imo, than them spending money on postage and having letters take weeks to reach the people they are addressed to, like this recent example from MyCSP where they were sent out on Chris...
- Sun Jan 19, 2020 2:38 pm
- Forum: General
- Topic: UK Civil Service Pensions post Brexit
- Replies: 19
- Views: 7209
Re: UK Civil Service Pensions post Brexit
It doesn't seem very cost effective for the pension scheme, though, to be paying 10 pounds to every overseas pensioner just to prove their ID (plus any additional admin fee Western Union may charge to the sender). The method my husband's County Council pension scheme uses (a form which has to be sig...
- Sat Jan 18, 2020 12:47 pm
- Forum: General
- Topic: UK Civil Service Pensions post Brexit
- Replies: 19
- Views: 7209
Re: UK Civil Service Pensions post Brexit
I received the same letter, Lavanda, also dated 24 December but mine arrived a couple of days before yours. I've scanned it and sent it back via email. I wouldn't read anything sinister into it. In my opinion it's just a "proof of life" form which almost all pension schemes require pension...
- Fri Dec 20, 2019 10:06 am
- Forum: Living in Andalucia
- Topic: Weather Warning
- Replies: 48
- Views: 6803
Re: Weather Warning
I got an email from my home insurance company yesterday telling me that an alerta naranja was in force for Velez-Malaga from late last night until the end of today, for heavy rain and strong winds and giving basic advice such as making sure drains and guttering is clear and all external doors and wi...
- Sat Nov 23, 2019 7:00 pm
- Forum: Moving to Andalucia
- Topic: Advice please on buying an apartment in Caleta de Velez
- Replies: 18
- Views: 5870
Re: Advice please on buying an apartment in Caleta de Velez
As others have said, there is nothing sinister about friends of the owners holding the keys. We have done this for a number of friends over the years, including letting estate agents have access to conduct viewings when the properties were for sale. Our friends preferred us to hold the keys rather t...
- Tue Nov 19, 2019 7:43 pm
- Forum: Moving to Andalucia
- Topic: Property Sales Starting to Improve ?
- Replies: 19
- Views: 4123
Re: Property Sales Starting to Improve ?
The person that I mentioned who had viewed over 30 properties had tried several agents all non Spanish, and I did suggest trying Spanish agents , but they were concerned about not understanding them,but I've rarely come across any who didn't speak English and told them so. However, none of the thre...
- Tue Nov 19, 2019 1:33 pm
- Forum: Moving to Andalucia
- Topic: Property Sales Starting to Improve ?
- Replies: 19
- Views: 4123
Re: Property Sales Starting to Improve ?
The wrong view of Maroma - priceless! Not so funny for you though, DA. As to the ones who announced they'd put their property on the market after saying they would buy yours, I was adamant that I wouldn't even start looking at new properties when we were selling our house (although I did trawl all t...
- Tue Nov 19, 2019 10:05 am
- Forum: Moving to Andalucia
- Topic: Property Sales Starting to Improve ?
- Replies: 19
- Views: 4123
Re: Property Sales Starting to Improve ?
It must be very annoying to have lots of people viewing your property who are just wasting your time, but I have to say that wasn't our experience when we sold our house in 2017. During the 3 months it was on the market we had just 4 viewings (all couples, one Belgian and the others British) and non...
- Mon Nov 11, 2019 3:13 pm
- Forum: You & the Law in Spain
- Topic: Property valuation
- Replies: 24
- Views: 3413
Re: Property valuation
If the deceased had made a Spanish Will regarding her assets in Spain and a UK Will regarding her UK assets, is it necessary for the Spanish property to be included in the application for the Grant of Probate in the UK? This seems to suggest they should be dealt with separately:- https://worldwidela...
- Fri Nov 08, 2019 9:33 pm
- Forum: Living in Andalucia
- Topic: Repsol bombona delivery
- Replies: 5
- Views: 1298
Re: Repsol bombona delivery
Haven't used it for the past 2 years since we moved house, but when we did we got the old style bombonas delivered by Repsol (we had a contract) and paid whatever the Government regulated price was at the time - there was no extra charge for delivery. We just ordered one as and when it was needed. I...
- Mon Oct 14, 2019 4:22 pm
- Forum: Living in Andalucia
- Topic: Sabadell Expansion Account -Introduction of Monthly Charge
- Replies: 7
- Views: 15386
Sabadell Expansion Account -Introduction of Monthly Charge
I have just read elsewhere that Sabadell are to start charging a monthly fee of €5 for their Expansion Account. As I hadn't received any notification of this change I logged into my account and checked the mailbox in the Personal Area. Sure enough, there is a notification in there, dated 4/10/19 con...
- Mon Oct 14, 2019 9:05 am
- Forum: Living in Andalucia
- Topic: Endesa Sales Pitch
- Replies: 6
- Views: 12384
Re: Endesa Sales Pitch
You can find the tariff and other conditions on Endesa's website - see here for the price per kwh of the potencia contratada charge and the unit cost of electricity in the non-discounted hours. https://www.endesaclientes.com/static/iberia/ficha-tempohappy20dha.pdf I did a comparison exercise last ye...
- Tue Sep 24, 2019 8:05 pm
- Forum: Living in Andalucia
- Topic: Death, what now?
- Replies: 20
- Views: 22119
Re: Death, what now?
As the property is in Iznate, it looks as though there could be one glimmer of good news for you - in that municipality they decided to-reduce the plus valia due on inherited properties by 95%. This article says there are no conditions attached so the fact that you are not resident presumably does n...
- Tue Sep 24, 2019 9:42 am
- Forum: Living in Andalucia
- Topic: Death, what now?
- Replies: 20
- Views: 22119
Re: Death, what now?
In addition to the IHT, I'm sorry to have to tell you that once the tax has been paid and the property transferred to you, you will also be liable to pay plus valia to the Ayuntamiento and if your friend had owned it for 20 years it may be quite a substantial sum. A few years ago a friend inherited ...
- Mon Sep 23, 2019 6:48 pm
- Forum: Food, Drink, Recipes & Gastronomy
- Topic: Milky coffee
- Replies: 15
- Views: 19672
Re: Milky coffee
You could try ordering a sombra or a nube, but you might find them too milky and not enough coffee, guess you just have to experiment. There is an accepted range of coffee types in the Málaga area, but apparently it's quite a local thing and if you tried ordering a sombra or a nube in Madrid, for ex...
- Sun Sep 01, 2019 7:21 pm
- Forum: Living in Andalucia
- Topic: Washing machine spares Velez Malaga
- Replies: 12
- Views: 8548
Re: Washing machine spares Velez Malaga
And if we don't use independent local stores, eventually we will lose them.
- Sun Sep 01, 2019 12:14 pm
- Forum: Living in Andalucia
- Topic: Washing machine spares Velez Malaga
- Replies: 12
- Views: 8548
Re: Washing machine spares Velez Malaga
Cumarjus in Calle Magalllanes. They sell all kinds of spare parts and general electrical supplies.
https://www.paginasamarillas.es/f/velez ... 00001.html
https://www.paginasamarillas.es/f/velez ... 00001.html
- Wed Aug 21, 2019 2:53 pm
- Forum: Moving to Andalucia
- Topic: Sold the house in Andalucia. Here's how it went.
- Replies: 81
- Views: 75145
Re: Sold the house in Andalucia. Here's how it went.
Hi FAL, sounds like yours was indeed a perfect sale with no troubles to speak of.......perfect. As you also say it felt right for us too giving a lot of our belongings to charity rather than unwanted haggling and bartering. As you may know my OH is lawyer here in the UK and although she is often cr...
- Wed Aug 21, 2019 12:22 pm
- Forum: Moving to Andalucia
- Topic: Sold the house in Andalucia. Here's how it went.
- Replies: 81
- Views: 75145
Re: Sold the house in Andalucia. Here's how it went.
We were dreading having to cope with timewasters or obnoxious people when we decided to sell, but I think we were lucky because we only had 4 viewings in total and they were all nice, polite people. We sold the house furnished (the agent came and took more photographs to tally with the inventory of ...
- Wed Aug 21, 2019 11:06 am
- Forum: Moving to Andalucia
- Topic: Sold the house in Andalucia. Here's how it went.
- Replies: 81
- Views: 75145
Re: Sold the house in Andalucia. Here's how it went.
I agree that owners need to be realistic about asking prices, but I also think that sometimes agents seem to prefer a fast sale albeit with less commission. When we sold in 2017 the agent advised an asking price 25% lower than what I thought it was worth, having kept a close eye on sales in the surr...