banks again

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wollie
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banks again

Postby wollie » Fri Mar 24, 2017 8:40 am

I know this topic has being discussed in the past but i have a slightly different angle.
When opening a new non resident account in Spain.
Do we have to declare all of our income from our home Country?
The reason i ask is i was thinking of setting up an account and if i just need to declare where the money going into this account every month it likely be easier.

Many thanks.

BENIDORM
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Re: banks again

Postby BENIDORM » Fri Mar 24, 2017 8:48 am

Wollie,
I would suggest always only giving basic information about your income and only giving details on a need to know basis..if pressed. :wink:

Regards,
Gordon

wollie
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Re: banks again

Postby wollie » Fri Mar 24, 2017 8:57 am

I don't need to practice being stupid i am naturally gifted in this area.
I read here i think that we need to show our primary income from out home country.
I think also tax details from home country.
I am really hoping to get a bit of clarity.

Thanks.

ashtondav
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Re: banks again

Postby ashtondav » Fri Mar 24, 2017 9:58 am

wollie wrote:I know this topic has being discussed in the past but i have a slightly different angle.
When opening a new non resident account in Spain.
Do we have to declare all of our income from our home Country?
The reason i ask is i was thinking of setting up an account and if i just need to declare where the money going into this account every month it likely be easier.

Many thanks.
No. No need to declare any income at all.

Capitan-Roberto
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Re: banks again

Postby Capitan-Roberto » Fri Mar 24, 2017 1:31 pm

Opened non resident account earlier this year and did not have to provide details of income

anyroads
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Re: banks again

Postby anyroads » Fri Mar 24, 2017 5:17 pm

No, of course you do not have to declare any income..

Just pay the fees !

anyroads

wollie
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Re: banks again

Postby wollie » Sat Mar 25, 2017 7:05 am

Thanks for replies i will look into it some more. I was under the impression that i had to supply all my personal income and really too much bother.
I be over in a couple of weeks and look into this.
I remember being told a few years ago that if i had regular payments into account and also a few debits i get free banking. I am hoping this is still the case.

Many thanks.

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Wicksey
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Re: banks again

Postby Wicksey » Sat Mar 25, 2017 10:55 am

wollie wrote: I remember being told a few years ago that if i had regular payments into account and also a few debits i get free banking. I am hoping this is still the case.

Many thanks.
That may only be for residents accounts. Sabadell do one where you have to have a minimum monthly income of 700€ but I seem to remember having to produce our residencias when we set it up.

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peteroldracer
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Re: banks again

Postby peteroldracer » Mon Mar 27, 2017 6:39 pm

Cajamar have gradually been adding conditions to getting free banking. To keep it charge-free we (a) joined as members (b) took out our house insurance through them (c) took out a credit card from them. We still have to ensure we used both our tarjetas for purchases (not cash withdrawls) 48+ times per year to avoid 15€ a quarter charges.
I used to cough to disguise a [email protected] I [email protected] to disguise a cough.

wollie
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Re: banks again

Postby wollie » Tue Mar 28, 2017 8:23 am

This is related as i read an article at the weekend that banks supply information on account holders to revenue which i kinda already knew.
What i did not know is governments share this information with each other and it is pretty well a world wide trend.


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