Best Spanish Insurance Company for Buildings and Contents

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Bugsbunny
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Location: Torremolinos and Nottingham

Best Spanish Insurance Company for Buildings and Contents

Postby Bugsbunny » Tue Apr 21, 2015 6:41 pm

Hi there,

I currently have a Buildings and Contents Insurance policy for my apartment in Spain with Intasure who are (as I'm no doubt you're aware) British based but I'm wanting to getting insurance with an English speaking Spanish company instead. Can anyone recommend any to me please? Or tell me which ones to avoid...?

Thanks in advance,
Bugs

olive
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Location: Poniente, Granada

Re: Best Spanish Insurance Company for Buildings and Content

Postby olive » Tue Apr 21, 2015 8:07 pm

We are with Linea Directa. They have English speaking folk.

Can't say whether good or bad as not had a claim.

Had a claim with Helvetia -Spanish speaking and it didn't go at all well.

Bugsbunny
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Posts: 350
Joined: Mon May 08, 2006 3:12 pm
Location: Torremolinos and Nottingham

Re: Best Spanish Insurance Company for Buildings and Content

Postby Bugsbunny » Tue Apr 21, 2015 8:18 pm

Thank you Olive - I'll check them out. Competative premiums?

markwilding
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Location: Bilbao Spain

Re: Best Spanish Insurance Company for Buildings and Content

Postby markwilding » Tue Apr 21, 2015 8:39 pm

I'm with Liberty Insurance, Policy in English, which is useful.
There are links towards the bottom of their Spanish website 'EXPATRIADOS' which open pages in English.

infoseeker
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Re: Best Spanish Insurance Company for Buildings and Content

Postby infoseeker » Tue Apr 21, 2015 8:43 pm

I'm with Liberty Seguros, and they paid a claim, promptly and no quibble
Other insurance companies couldn't match their premiums unless an excess was applied.
Liberty Seguros has no excess on the policy ( unless you ask for one)

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knowal
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Location: England

Re: Best Spanish Insurance Company for Buildings and Content

Postby knowal » Tue Apr 21, 2015 9:02 pm

I was with Pelayo and they paid out a claim on an attempted burglary with no quibbles. They sent the workman to do the job and paid them direct so that all we had to do was file a police report.
https://www.pelayo.com/seguros-hogar.html

Lyric
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Location: Torrox Campo

Re: Best Spanish Insurance Company for Buildings and Content

Postby Lyric » Tue Apr 21, 2015 11:17 pm

Three buildings and one contents claim with Liberty all rapidly dealt with and no arguments. One hears bad things about Linea Directa for home insurance, seem ok for the motor though.

Bugsbunny
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Posts: 350
Joined: Mon May 08, 2006 3:12 pm
Location: Torremolinos and Nottingham

Re: Best Spanish Insurance Company for Buildings and Content

Postby Bugsbunny » Wed Apr 22, 2015 7:04 am

Thanks everyone - I'll check them out. Just to confirm, I live in England but my property is in Torremolinos so in effect it's a holiday home that I rent out occasionally. Do they provide cover for this situation? :)

Lyric
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Location: Torrox Campo

Re: Best Spanish Insurance Company for Buildings and Content

Postby Lyric » Wed Apr 22, 2015 7:39 am

Mine do, the contents claim was while it was rented.

Tala Orchard
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Re: Best Spanish Insurance Company for Buildings and Content

Postby Tala Orchard » Wed Apr 22, 2015 8:34 am

We are currently looking at property in Andalucia and this post is of interest does anyone know of an insurer that covers cave houses?

Many thanks

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chrissiehope
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Joined: Sun May 07, 2006 7:52 pm
Location: Cheshire & near Antequera

Re: Best Spanish Insurance Company for Buildings and Content

Postby chrissiehope » Wed Apr 22, 2015 1:25 pm

Bugsbunny wrote:Thanks everyone - I'll check them out. Just to confirm, I live in England but my property is in Torremolinos so in effect it's a holiday home that I rent out occasionally. Do they provide cover for this situation? :)
I have a holiday home in Spain(but not rented out) - unless you have a particular reason for wanting a Spanish insurer, there are many companies in UK that cover overseas holiday homes - one big one is Intasure, but I haven't used them for several years. The one I use now is BuytoLet/Quoteline direct, & my premium for current year (2014/5) was £347.14. That's a 4 bed casa de campo with a pool
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