Help, we have an embargo on our bank account

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campo babe
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Help, we have an embargo on our bank account

Postby campo babe » Fri Mar 14, 2008 5:39 pm

Just received our bank statement today and included is a piece of paper informing us of an embargo. It looks like its from the Malaga car tax office. It says Patr. P. Recd Malaga.

We have received no notifications of parking fines or speeding fines etc. and wonder could it be something to do with car tax on the car we sold a couple of years ago, or even the transfer tax.

Has anyone got the telephone number of the office in Malaga. I found a website, but it is not very helpful. I have Googled our information but can't find any notification on the internet about it.

Help.

Beachcomber
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Postby Beachcomber » Fri Mar 14, 2008 5:53 pm

This is probably the Patronato Provincial de Recaudacion.

You could try 952 029000 but it really depends on what the embargo is for.

You can find other numbers here:

http://www.prpmalaga.es/web/oficinas/of ... tml?var1=0

Have you carried out a search on the Málaga BoP?

http://www.bopmalaga.org

Click on 'Busquedas' and enter as much detail as you can.

geo
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Postby geo » Fri Mar 14, 2008 8:31 pm

My wife received one also and checked it out in the tax office in Nerja, turns out to be car tax for last year for a car we traded in over a year ago. got to go to trafico to sort it out
How come there is always to much month left at the end of the money???

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Martin Page
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Postby Martin Page » Sat Mar 15, 2008 6:41 am

Are you fiscally resident in Spain ?

If not, and your bank account shows that you are living here full time, Your bank may have shopped you to the Spanish Inland Revenue.

I know they have the power to do that - but Ive never heard of it being done...

geo
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Postby geo » Sat Mar 15, 2008 7:13 am

I would say almost definately car tax as we know others who received the same within a couple of days of each other
How come there is always to much month left at the end of the money???

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John M
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Embargo!

Postby John M » Sat Mar 15, 2008 8:36 am

I have an English friend who had her salary embargoed due to an unpaid car tax from 14 YEARS AGO. The car has been scrapped long ago and, as she can not produce a receipt for the car tax, it cost her 400€ in 'surcharges' to get the embargo lifted. The area is Estepona.
Andalucia really is the
Centre of the Universe

:D

campo babe
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Postby campo babe » Sat Mar 15, 2008 10:36 am

Thank you. I will try to search the BOP Malaga site. If it turns out to be to do with our car tax, which we have paid each year, I think the people who sorted out our paperwork for the sale of the old car might need to be involved, as it was all done by them.

campo babe
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Postby campo babe » Mon Mar 17, 2008 10:52 am

Well I phoned the number Beachcomber gave me and it turns out to be IBI for the years 2004, 2005 and 2006, presumably for the land. It is really annoying as we have not had a bill and the town hall know who we are.

The local town hall could not give any more details and we have to go to Rincon to sort it out.

Do we pay the bill at the town hall, or do we wait for it to come out of the bank account?

What gets me is that other neighbours who have been here as long as us don't seem to have been billed or embargoed.

Beachcomber
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Postby Beachcomber » Mon Mar 17, 2008 6:09 pm

You probably need to go to Rincón because once it reaches the stage of an embargo it is out of their hands.

Were you the owners of the property for this period? Did you not think it odd that you had received no IBI bill?

This should all have been sorted out by the person who acted for you in the purchase but I seem to remember from past conversations about this that your lawyer was pretty useless. (What a surprise!)

If you have the time and the means I think it would be best if you went to Rincón to try to sort it out with a translator if necessary. You may be able to save some legal fees.

campo babe
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Postby campo babe » Mon Mar 17, 2008 6:31 pm

Thank you Beachcomber.
I am going to Rincon on Wednesday.

Neighbours who built around the same time as us have also not had IBI bills.

As you said, the person who dealt with our legal stuff when we bought the project was pretty useless.

Do bills actually get sent out?

katy
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Postby katy » Mon Mar 17, 2008 6:57 pm

Marbella never used to send bills, it is only the last few years they have. Used to have to stand in line to collect them.

Beachcomber
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Postby Beachcomber » Mon Mar 17, 2008 7:05 pm

Only in recent years. As Katy says, previously you were just expected to know what to pay and when!

It used to be that you could not pay the most recent bill if there were previous ones outstanding but I don't think this is now the case.

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Martin Page
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Postby Martin Page » Tue Mar 18, 2008 4:45 pm

Just what is IBI ?

I have checked my bills and pay them by standing order every 2 months.

I have 2 bills from the 'urbanisation' - one for up keep and one for water.
I have 1 bill for garbage collection from the local council.

We have had the property for some 5 years now but have never seen or recieved a bill with any reference to IBI

Is it my responsibility to seek this out ?

katy
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Postby katy » Tue Mar 18, 2008 5:24 pm

Unfortunately, yes. Not getting a bill is not considered and excuse. The debt is also carried with the property. If you sell the paid up IBI receipts have to be shown. IBI is due yearly around September. If it is not paid on time they add a surcharge.

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Martin Page
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Postby Martin Page » Tue Mar 18, 2008 5:28 pm

...But

Just what is it ?

Does every house have one - Our casa is on a private estate in the campo.

katy
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Postby katy » Tue Mar 18, 2008 5:32 pm

It is the equivalent of council tax. It can be a very small amount in a rural area but it can be over a thousand euros in an urban area.

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Postby scarlet » Tue Mar 18, 2008 5:38 pm

is your bill a very small amount or over 100 euros,
At least you know your house is registered, we found out that our nasty spanish neighbour had been paying ibi on one of our plots, hoping nobody bought it and after 5 years could claim the land as his. Having an ibi bill is a good thing especially in the campo.

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Martin Page
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Postby Martin Page » Tue Mar 18, 2008 5:40 pm

So that bill that I pay to the council for garbage collection is in fact my IBI bill ?

Campo Kenny

Postby Campo Kenny » Tue Mar 18, 2008 5:46 pm

Thinking about it I'm with Martin on this one....i.e. confused 8)
Checking through our direct debits for Spain we pay all the insurances etc., water, electricity and a one off yearly payment accompanied by the gestors bill which I take is the wealth tax.

No IVI payments as such, yet we have a few for "Luz" and a few for "bazura"

Kenny

katy
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Postby katy » Tue Mar 18, 2008 5:48 pm

No, the basura bill is seperate, usually paid twice a year.


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