Unit Linked Policies
In the case of unit linked policies, even though the overriding investment is written under an insurance policy with some life cover (normally 101 percent), the funds are invested in Life Funds which are very similar to Mutual Funds in structure.
A range of funds is offered depending upon the currency and the risk tolerance of each particular client. Therefore, unlike the "with profits funds", no guarantees can be made as the fund is linked to the performance of the markets.
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