Looking for financial information dealing with Andalucia? Doing business in Andalucia can be a little intimidating, especially if you are new to the region or even new to Spain. Many of the laws are as different as the culture so it is always refreshing to know that you can find trusted information all in one place.
Below you will find a treasure-trove of facts, information, and contacts; all you will need to access whatever financial services that you need, whether it be as innocuous finding a bank or something more difficult like buying a business. You have it all here at your fingertips.
If you are buying property in Spain, investing or starting a business, or making a will (among other reasons), you should definitely employ the services of an experienced lawyer. You will find… More →
Gibraltar's economy revolves largely around financial services, shipping, tourism and e-gaming and telecommunications, including Internet. Businesses wishing to set up, expand or diversify on the… More →
Offshore investing can be a highly attractive option for expatriate residents in Andalucia. Included in this section are neutral descriptions of all types of… More →
Fixed Interest Investments, or Gilts and Bonds are financial instruments that pay a fixed income from a fixed capital sum. They are mainly issued by… More →
Independent Financial Advisers (IFA's) in Southern Spain provide financial planning services on either a time and cost or a commission basis. Local representatives from banks and life insurance… More →
This type of investment is backed by underlying assets, such as shares. Both the capital and income of the investment are variable and are not guaranteed unless underwritten by the provider.
If you are wishing to invest, but don't feel comfortable with mainstream investment products, you might be pleasantly surprised to find your niche among a number of alternatives offered on today's… More →
There are various legal and professional advisors in Spain that you may need if you purchase property or decide to become a resident. This section is intended to help you understand what the role… More →
The individual relationships that develop with financial professionals are very important for the business client because it will be an ongoing one which can rely as… More →
The first time a foreigner hears this job title he may think he is having his leg pulled. It is commonly used however and not at all disrespectful. The origin is… More →
The Notary is not a professional advisor he is a witness of the state. There are many transactions, such as the purchase of land, that the law requires that they be… More →
The Gestor is a profession dedicated principally to helping you with Spanish Bureaucracy. It is a concept that many foreigners new to Spain have trouble understanding… More →
To register a complaint against a bank or other financial entity in Spain, the process is as follows. The first thing you must do is to register a written complaint with the customer service… More →
Looking for financial information dealing with Andalucia? Doing business in Andalucia can be a little intimidating, especially if you are new to the region or… More →
The word "pagaré" in Spanish means literally "I will pay".
All Spanish banks provide loans and overdrafts and are quite happy to do so for foreign residents, particularly if they are homeowners. It pays to shop around for a loan as interest rates vary… More →
A "letra" is a rather curious document that allows you to write cheques - even substantially large ones - without having an account at any bank. It is similar to a "money order", but requires a… More →
You can open a bank account whether you are a resident or non-resident. It's best to open a Spanish bank account in person, rather than by correspondence from abroad… More →
As an expatriate or tourist you may have brought credit cards with you to Spain and found that you were able to use these cards to withdraw money from Spanish cash… More →
All banks offer customers a combined cash and debit card which are widely used and accepted throughout Spain. Purchases and cash withdrawals are automatically debited… More →
Banks traditionally offer the least risk to an investor, but are often not competitive when compared to other major lending institutions, such as building societies. This is due to the fact that… More →